511 Franklin Ave, Troy, IL 62294 Property Records

Madison County property record for 511 Franklin Ave, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 1977
Lot Size	0.243 acres (10,625 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (May 2024)
Tax Bill	$5,269 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2021 Mortgage + 1 more
APN	`09-2-22-04-14-301-010`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-04-14-301-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	10,625 sqft (0.243 acres)
Lot Dimensions	125 ft deep x 85 ft wide
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	511 FRANKLIN AVE
City	TROY
State	IL
Zip	62294-2105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK FOREST NO. 1 LOT S-6 85X125
Legal Subdivision	PARK FOREST NO 1 SUB
Legal Lot Number	S-6
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	6
Census Block	6005
Census Tract	403531

Owner

Source: Madison County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	511 FRANKLIN AVE, TROY, IL 62294-2105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING
Sep 3, 2021	Quit Claim Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP
Sep 1, 2020	Warranty Deed, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2024 · Amount on Record
Deed Sale	May 23, 2024 · Amount on Record
Prior Sale	Sep 1, 2020 · Amount on Record
Deed Document Number	202413467
Prior Transfer Date	Aug 20, 2021
Prior Transfer Doc	0000037315
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Recording Date	Aug 11, 2026
Property Address	511 FRANKLIN AVE, TROY, IL 62294-2105
Document Number	0000023224
Instrument Date	Aug 5, 2026
Instrument	202623224
Transaction Type	Mortgage
Record Updated	Sep 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 FRANKLIN AVE, TROY, IL 62294-2105

Mortgage

Document Number	0000023224,
Date	Aug 11, 2026
Instrument	202623224

Lender

Name	PLANET HOME LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Sep 1, 2054

Interest

Rate Type	Fixed Rate
Rate	5.99%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON IL
Recording Date	Sep 3, 2021
Property Address	511 FRANKLIN AVE, TROY, IL 62294-2105
Document Number	0000037315
Map Reference	PB 46 PG 84
Instrument Date	Aug 20, 2021
Instrument	2021R37315
Transaction Type	Transfer
Record Updated	Oct 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16523 SWINGLEY RIDGE RD # 400, 400, CHESTERFIELD, MO 63017

Mortgage

Document Number	0000037316
Date	Sep 3, 2021
Instrument	2021R37316

Lender

Name	GERSHMAN INVESTMENT CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3.25%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Sep 1, 2020
Property Address	511 FRANKLIN AVE, TROY, IL 62294-2105
Document Number	0000030578
Map Reference	PB 46 PG 84
Instrument Date	Aug 28, 2020
Instrument	2020R30578
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$270.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 2387, GREENVILLE, SC 29602-2387

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,269.00 (+6.83%)	$82,160 (+28.29%) Land $12,540 Building $69,620	$246,480 (+28.17%) Land $37,620 Building $208,860
2024	$4,932.00 (+13.75%)
2022	$4,336.00	$64,040 Land $9,770 Building $54,270	$192,312 Land $29,339 Building $162,973

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 16,962 people · EPA ID IL1191000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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