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511 Ferry St, Loudon, TN 37774 Property Records

Loudon County property record for 511 Ferry St, Loudon, TN 37774

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 984 sqft · built 1934
Lot Size0.081 acres (3,537 sqft)
Owner2 Individual Names on File
Last Sale$230,000 (Aug 2023)
Tax Bill$961 (2025)
Deeds & MortgagesAug 2023 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN041B-F-002.00

Property Details

APN / Parcel Number

Primary APN041B-F-002.00
Alternative APNs
  • 041B F 00200 000041A
  • 01041AF041B00200
  • 053041B F 00200

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area984 sqft Living Area
1st Floor Area984 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1934
Effective Year BuiltEffective 2009
Architectural StyleCustom Design
Exterior MaterialSiding Sheathing
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area3,537 sqft (0.081 acres)
Lot Dimensions99 ft deep x 35 ft wide
PorchFinished/Open Porch
Porch Area192 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address511 FERRY ST
CityLOUDON
StateTN
Zip37774-1426
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionTOWN OF LOUDON LOT: 165 01 044C F 044D 01300 000 34.6 X 99 IRR
Legal SubdivisionTOWN OF LOUDON
Legal Lot Number165
JurisdictionLOUDON TN
Township / Civil Division1
Census Block Group2
Census Block2020
Census Tract60600

Owner

511 Ferry St is owned and occupied by two individuals who bought it in August 2023.

Source: Loudon County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address511 FERRY ST, LOUDON, TN 37774-1426
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2023 · Amount on File
Deed SaleAug 3, 2023 · Amount on File
Prior SaleMay 28, 2021 · Amount on File
Deed Document Number20236952
Deed Book / Page463 / 187
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDON TN
Recording DateAug 3, 2023
Property Address511 FERRY ST, LOUDON, TN 37774-1426
Document Number00D463/187
Book / PageD463 / 187
Instrument DateJul 31, 2023
Instrument23006952
Transaction TypeTransfer
Record UpdatedAug 21, 2023
Title CompanySOUTHEASTERN TTL & ABSTRACT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$851.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address511 FERRY ST, LOUDON, TN 37774-1426

Mortgage

Document Number00T1659/12
DateAug 3, 2023
Book PageT1659/12
Instrument23006953
Lender
NameHOMETOWN EQUITY MORTGAGE
TypeMortgage Company
AddressLAKE FOREST, CA 92630
Agreement
TypeConstruction Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 511 Ferry St was $961.

Source: Loudon County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyLoudon County
MunicipalityLoudon City
Unified School DistrictLoudon County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$961.00$32,500 (-) Land $1,650 Building $30,850$130,000 Land $6,600 Building $123,400
2024$961.00$32,500 (-) Land $1,650 Building $30,850
2023$32,500 (+62.7%) Land $1,650 Building $30,850
2022$219.00$19,975 Land $1,650 Building $18,325$79,900 (-38.54%) Land $6,600 Building $73,300
2021$130,000 Land $6,600 Building $123,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 511 Ferry St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 16, 2007

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 Ferry St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDON UTILITIES BOARD
serves 16,047 people · EPA ID TN0000409
Water SourceSurface water
Last State InspectionDec 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ferry St

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