511 Ferry Rd, Fredericksburg, VA 22405 Property Records

Stafford County property record for 511 Ferry Rd, Fredericksburg, VA 22405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,855 sqft · built 1961
Lot Size	0.495 acres (21,578 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Apr 2026)
Tax Bill	$3,265 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`54J-1A1-5`

Property Details

APN / Parcel Number

Primary APN	`54J-1A1-5`
Alternative APNs	`054J 1A1 5` `34327`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,855 sqft Living Area
1st Floor Area	1,855 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,578 sqft (0.495 acres)
Garage Type	Detached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	34327
Street Address	511 FERRY RD
City	FREDERICKSBURG
State	VA
Zip	22405-2979
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 5 BL A1 SEC 1 FERRY FARMS SUB
Legal Subdivision	SEC 1 FERRY FARMS SUB
Legal Block	A1
Legal Lot Number	5
Jurisdiction	STAFFORD VA
Township / Civil Division	GEORGE WASHINGTON
Census Block Group	1
Census Block	1003
Census Tract	10502

Owner

511 Ferry Rd is owned and occupied by an individual who bought it in April 2026.

Source: Stafford County records, as of April 24, 2026

Owner of Record	Individual Name on File
Mailing Address	511 FERRY RD, FREDERICKSBURG, VA 22405-2979
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2026 · Amount on File
Deed Sale	Apr 9, 2026 · Amount on File
Deed Document Number	20264897
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	STAFFORD VA
Recording Date	Apr 9, 2026
Property Address	511 FERRY RD, FREDERICKSBURG, VA 22405-2979
Document Number	0000004897
Instrument Date	Apr 8, 2026
Instrument	2026.4897
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	MBH SETTLEMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45,450.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 FERRY RD, FREDERICKSBURG, VA 22405-2979

Mortgage

Document Number	0000004898,
Date	Apr 9, 2026
Instrument	2026.4898

Lender

Name	NATIONAL HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 511 Ferry Rd was $3,265, up 3.3% from the year before.

Source: Stafford County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,265.00 (+3.32%)	$348,600 Land $95,000 Building $253,600	$348,600 Land $95,000 Building $253,600
2024	$3,160.00 (+11.54%)
2023	$2,833.00	$299,800 Land $90,000 Building $209,800	$299,800 Land $90,000 Building $209,800
2021	$2,427.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 511 Ferry Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 Ferry Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20