511 Escalona Dr, Capitola, CA 95010 Property Records

Santa Cruz County property record for 511 Escalona Dr, Capitola, CA 95010

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,277 sqft · built 1981
Lot Size	0.137 acres (5,968 sqft)
Owner	Individual on Record
Last Sale	$1,700,000 (Jun 2018)
Tax Bill	$27,259 (2025)
Deeds & Mortgages	Jan 2024 Construction Loan May 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`036-125-02`

Property Details

APN / Parcel Number

Primary APN	`036-125-02`
Alternative APN	`036-125-02-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	3,277 sqft Living Area
Gross Area	3,649 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2026
Architectural Style	Duplex Single
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,968 sqft (0.137 acres)
Garage Type	Attached
Garage Area	372 sqft
Parking Spaces	1 Parking Space
Deck Area	276 sqft
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	511 ESCALONA DR
City	CAPITOLA
State	CA
Zip	95010-3421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK X LOT 4
Legal Subdivision	CAPITOLA
Legal Block	X
Legal Lot Number	4
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2008
Census Tract	121801

Owner

Source: Santa Cruz County assessment roll, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	PO BOX 320973, LOS GATOS, CA 95032-0116
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2024	Deed of Trust, Mortgage · Construction Mortgage CASCO FINANCIAL INC
May 16, 2020	Loan Modification, Mortgage SANTA CRUZ CNTY BK
Jun 15, 2018	Grant Deed, Transfer · Commercial Mortgage SANTA CRUZ COUNTY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2018 · Amount on Record
Deed Sale	Jun 15, 2018 · Amount on Record
Prior Sale	Sep 16, 1994 · Amount on Record
Deed Document Number	201818240
Prior Transfer Date	Jan 3, 2005
Prior Transfer Doc	0000001604
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	511 ESCALONA DR, CAPITOLA, CA 95010-3421
Transaction Type	Mortgage
Record Updated	Jan 25, 2024
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000693
Date	Jan 12, 2024
Instrument	2024-0000693

Lender

Name	CASCO FINANCIAL INC
Address	LOS GATOS, CA 95030

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA CRUZ CA
Property Address	511 ESCALONA DR, CAPITOLA, CA 95010-3421
Document Number	0000022163
Instrument Date	May 16, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 CARLTON AVE #1 LOS GATOS CA 950322750, 1, LOS GATOS, CA 95032-2750

Mortgage

Document Number	0000022163
Date	Jun 23, 2020
Instrument	22163

Lender

Name	SANTA CRUZ CNTY BK
Type	Bank
Address	SANTA CRUZ, CA 95061

Agreement

Term	12 Months
Due	Jun 22, 2021

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 15, 2018
Property Address	511 ESCALONA DR, CAPITOLA, CA 95010-3421
Document Number	0000018240
Map Reference	MB 10 PG 13
Instrument Date	May 23, 2018
Instrument	2018-0018240
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 320973, LOS GATOS, CA 95032-0116

Mortgage

Document Number	0000018241
Date	Jun 15, 2018
Instrument	2018-0018241

Lender

Name	SANTA CRUZ COUNTY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,264,703 (+3.49%) Land $1,392,703 Building $872,000
2025	$27,259.00 (+21.96%)	$2,188,395 (+17.71%) Land $1,365,395 Building $823,000
2023	$22,350.00 (+1.14%)	$1,859,198 Land $1,312,375 Building $546,823
2022	$22,098.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 individual policies
Nearby Flood Policies	40 units insured incl. 16 condo units
Nearby Flood Claims	1 (2011)
Most Recent Claim	Mar 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Cruzio, GeoLinks.

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