511 Emily Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 511 Emily Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,977 sqft · built 1973
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$288,000 (Nov 2024)
Tax Bill	$5,720 (2025)
Deeds & Mortgages	Mar 2023 Sale Sep 2022 Sale & Construction Loan
APN	`04-29-0-107-022`

Property Details

APN / Parcel Number

Primary APN	`04-29-0-107-022`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,977 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1997
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Mixed
Garage Area	522 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	400 sqft
Patio Area	294 sqft
Shed	1 Shed
Shed Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	511 EMILY DR
City	O FALLON
State	IL
Zip	62269-1305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWOOD EAST 9TH ADD LOT/SEC-145 A02831780
Legal Subdivision	FAIRWOOD EAST 9TH ADD
Legal Block	107
Legal Lot Number	145
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2011
Census Tract	504351

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	511 EMILY DR, O FALLON, IL 62269-1305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 1, 2022	Deed, Construction Loan · Construction Mortgage BANK OF OFALLON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2024 · Amount on Record
Deed Sale	Nov 18, 2024 · Amount on Record
Prior Sale	Mar 9, 2023 · Amount on Record
Deed Document Number	20242831780
Prior Transfer Date	Aug 22, 2022
Prior Transfer Doc	0002758094
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 9, 2023
Property Address	511 EMILY DR, O FALLON, IL 62269-1305
Document Number	0A02775609
Map Reference	MB 62 PG 15
Instrument Date	Mar 8, 2023
Instrument	A02775609
Transaction Type	Transfer
Record Updated	Apr 4, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 EMILY DR, O FALLON, IL 62269-1305

September 2022: Deed, Construction Loan

Document Type	Deed
Jurisdiction	ST CLAIR IL
Recording Date	Sep 1, 2022
Property Address	511 EMILY DR, O FALLON, IL 62269-1305
Document Number	0A02758094
Map Reference	MB 62 PG 15
Instrument Date	Aug 22, 2022
Instrument	A02758094
Transaction Type	Construction Loan
Record Updated	Sep 15, 2022
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 274, O FALLON, IL 62269-0274

Mortgage

Document Number	0A02758095
Date	Sep 1, 2022
Instrument	A02758095

Lender

Name	BANK OF OFALLON
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 31, 2023

Interest

Rate	5.5%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,720.00	$79,356 (+34.34%) Land $11,957 Building $67,399	$238,068 (+34.34%) Land $35,871 Building $202,197
2022		$59,070 Land $8,900 Building $50,170	$177,210 Land $26,700 Building $150,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave, i3 Broadband, Verizon, Wisper ISP.

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