Thurston County property record for 511 Emerald Ln SE, Rainier, WA 98576
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,789 sqft · built 2008 |
| Lot Size | 0.293 acres (12,772 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $495,900 (Jun 2023) |
| Tax Bill | $5 (2026) |
| Deeds & Mortgages | May 2022 Second Mortgage Jun 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 80530005500 |
| Primary APN | 80530005500 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,789 sqft Living Area |
| Gross Area | 2,610 sqft |
| 1st Floor Area | 1,789 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Hip |
| Roof Material | Concrete |
| Lot Area | 12,772 sqft (0.293 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 338 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 511 EMERALD LN SE |
|---|---|
| City | RAINIER |
| State | WA |
| Zip | 98576-9598 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | REN - 0.25 |
| Legal Description | SECTION 09 TOWNSHIP 16 RANGE 1E QUARTER SW NE & SW NE PLAT TROTTER DOWNS ESTATE PH 1 LT 55 DOCUMENT 3765398 AMENDED AFN 3768841 |
| Legal Range | 01E |
| Legal Township | 16 |
| Legal Section | 09 |
| Legal Subdivision | TROTTER DOWNS ESTATE |
| Legal Phase | 1 |
| Legal Block | 3 |
| Legal Lot Number | 55 |
| Jurisdiction | THURSTON WA |
| Township / Civil Division | THURSTON SOUTH |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 12530 |
511 Emerald Ln SE is owned and occupied by two individuals who bought it in June 2023.
Source: Thurston County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 511 EMERALD LN SE, RAINIER, WA 98576-9598 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 2, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICAS CU |
| Jun 1, 2023 | Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Sep 30, 2020 | Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP |
| Aug 31, 2018 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2023 · Amount on File |
| Deed Sale | Jun 1, 2023 · Amount on File |
| Prior Sale | Sep 30, 2020 · Amount on File |
| Deed Document Number | 20234978573 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | THURSTON WA |
| Property Address | 511 EMERALD LN SE, RAINIER, WA 98576-9598 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0004929247 |
|---|---|
| Date | May 2, 2022 |
| Instrument | 4929247 |
| Name | AMERICAS CU |
|---|---|
| Type | Credit Union |
| Address | DUPONT, WA 98327 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | THURSTON WA |
| Recording Date | Jun 1, 2023 |
| Property Address | 511 EMERALD LN SE, RAINIER, WA 98576-9598 |
| Document Number | 0004978573 |
| Map Reference | AF 3768841 |
| Instrument Date | May 24, 2023 |
| Instrument | 4978573 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2023 |
| Title Company | WFG NATIONAL TITLE COMPANY/WA LLC, WFG NATL TTL CO OF WA LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,694.65 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 511 EMERALD LN SE, RAINIER, WA 98576-9598 |
| Document Number | 0004978574 |
|---|---|
| Date | Jun 1, 2023 |
| Instrument | 4978574 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | THURSTON WA |
| Recording Date | Sep 30, 2020 |
| Property Address | 511 EMERALD LN SE, RAINIER, WA 98576-9598 |
| Document Number | 0004787859 |
| Map Reference | AF 3768841 |
| Instrument Date | Sep 29, 2020 |
| Instrument | 4787859 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | THURSTON COUNTY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,975.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 511 EMERALD LN SE, RAINIER, WA 98576-9598 |
| Document Number | 0004787860 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 4787860 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | THURSTON WA |
| Recording Date | Aug 31, 2018 |
| Property Address | 511 EMERALD LN SE, RAINIER, WA 98576-9598 |
| Document Number | 0004645604 |
| Instrument Date | Aug 29, 2018 |
| Instrument | 4645604 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,345.20 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 511 EMERALD LN SE RAINIER WA 985769598, RAINIER, WA 98576-9598 |
| Document Number | 4645606 |
|---|---|
| Date | Aug 31, 2018 |
| Instrument | 4645606 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 30, 2048 |
The 2026 property tax bill for 511 Emerald Ln SE was $5.
Source: Thurston County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Thurston County |
| Municipality | Rainier City |
| Unified School District | Rainier School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5.00 | ||
| 2025 | $510,000 Land $122,300 Building $387,700 | $510,000 Land $122,300 Building $387,700 | |
| 2024 | $3,985.00 (+6.87%) | ||
| 2023 | $3,729.00 | ||
| 2022 | $416,100 Land $55,500 Building $360,600 | $416,100 Land $55,500 Building $360,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 511 Emerald Ln SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 511 Emerald Ln SE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINIER WATER DEPARTMENT serves 3,103 people · EPA ID WA5370980 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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