Middlesex County and Concord Town property record for 511 Elm St, Concord, MA 01742
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 5,284 sqft · built 2016 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,800,000 (Mar 2017) |
| Tax Bill | $325 (2025) |
| Deeds & Mortgages | Jan 2025 Transfer Aug 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CONC M:8E B:3801 |
| Primary APN | CONC M:8E B:3801 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 3 Stories |
| Building Area | 5,284 sqft Living Area |
| Gross Area | 9,923 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,000 sqft (0.459 acres) |
| Garage Type | Basement |
| Pool Type | In-Ground Pool |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1527 |
|---|---|
| Street Address | 511 ELM ST |
| City | CONCORD |
| State | MA |
| Zip | 01742-2212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Block | 3801 |
| Jurisdiction | CONCORD MA |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 361100 |
Source: Middlesex County and Concord Town records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 511 ELM ST, CONCORD, MA 01742-2212 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jan 31, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Aug 1, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Mar 31, 2017 | Quit Claim Deed, Transfer WASHINGTON TRUST MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2017 · Amount on Record |
| Deed Sale | Mar 31, 2017 · Amount on Record |
| Prior Sale | Jul 27, 2016 · Amount on Record |
| Deed Book / Page | 69088 / 119 |
| Transfer Doc | 069088-119 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONCORD MA |
| Recording Date | Jan 31, 2025 |
| Property Address | 511 ELM ST, CONCORD, MA 01742-2212 |
| Document Number | 083729-570 |
| Book / Page | 83729 / 570 |
| Instrument Date | Oct 24, 2024 |
| Instrument | 10738 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 511 ELM ST, CONCORD, MA 01742-2212 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD MA |
| Property Address | 511 ELM ST, CONCORD, MA 01742-2212 |
| Document Number | 73097-226 |
| Instrument Date | Aug 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 511 ELM ST CONCORD MA 017422212, CONCORD, MA 01742-2212 |
| Document Number | 73097-226 |
|---|---|
| Date | Aug 13, 2019 |
| Book Page | 073097/000226 |
| Instrument | 119065 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 12, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONCORD MA |
| Recording Date | Mar 31, 2017 |
| Property Address | 511 ELM ST, CONCORD, MA 01742-2212 |
| Document Number | 69088-119 |
| Book / Page | 69088 / 119 |
| Instrument | 48179 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $101.77 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 690880122 |
|---|---|
| Date | Mar 31, 2017 |
| Instrument | 69088/0122 |
| Name | WASHINGTON TRUST MTG |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Mar 31, 2047 |
| Rate | 3.99% |
|---|---|
| Max Rate At Change | 40.1% |
| Max Rate | 3% |
Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Concord Town |
| Elementary School District | Concord School District (PK - 08) |
| Secondary School District | Concord-Carlisle School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $325.00 (-98.99%) | $2,453,100 (+0.25%) Land $630,000 Building $1,823,100 | $2,663,420 |
| 2024 | $32,130.00 (+23.25%) | $2,447,100 (+21.66%) Land $630,000 Building $1,817,100 | |
| 2023 | $26,068.00 | $2,011,400 Land $572,800 Building $1,438,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 16 (1979–2010) |
| Claims Outside the SFHA | 2 of 16 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | Bromate resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Concord Light Broadband Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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