511 Elm Ave, Geneva, IL 60134 Property Records

Kane County property record for 511 Elm Ave, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,143 sqft · built 1952
Lot Size	0.143 acres (6,250 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Jul 2026)
Tax Bill	$7,468 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-02-128-011`

Property Details

APN / Parcel Number

Primary APN	`12-02-128-011`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,143 sqft Living Area
Gross Area	1,905 sqft
Basement Area	762 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	6,250 sqft (0.143 acres)

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	511 ELM AVE
City	GENEVA
State	IL
Zip	60134-1562
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 BLOCK 13 WESTERN SAMARITAN
Legal Subdivision	WESTERN SAMARITAN
Legal Block	5
Legal Lot Number	13
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	5
Census Block	5000
Census Tract	852500

Owner

Source: Kane County records · APN 12-02-128-011

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	826 NORCROSS DR, BATAVIA, IL 60510-8667
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 06, 2026 · Amount on Record
Deed Sale	Jul 06, 2026 · Amount on Record
Deed Document Number	202628154
Prior Transfer Date	Aug 19, 2015
Prior Transfer Doc	0000045690
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Jul 06, 2026
Property Address	511 ELM AVE, GENEVA, IL 60134-1562
Document Number	0000028154
Instrument Date	Jun 15, 2026
Instrument	202628154
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$48,480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	826 NORCROSS DR, BATAVIA, IL 60510-8667

Mortgage

Document Number	0000028156,
Date	Jul 06, 2026
Instrument	202628156

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	7.63%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,468.00 (+2.98%)
2024	$7,252.00 (+7.88%)	$95,307 (+18.38%) Land $29,253 Building $66,054	$286,035 (+18.43%) Land $87,794 Building $198,241
2022	$6,722.00 (+2.83%)	$80,508 (+3.86%) Land $24,711 Building $55,797	$241,524 (+3.86%) Land $74,133 Building $167,391
2021	$6,537.00	$77,516 Land $23,793 Building $53,723	$232,548 Land $71,379 Building $161,169

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2002–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2015 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Based on FCC filings for 353 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GENEVA serves 21,247 people
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.