511 Elm Ave, Crosby, TX 77532 Property Records

Harris County property record for 511 Elm Ave, Crosby, TX 77532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,981 sqft · built 1999
Lot Size	0.448 acres (19,500 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,279 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072-003-000-0055`

Property Details

APN / Parcel Number

Primary APN	`072-003-000-0055`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,981 sqft Living Area
1st Floor Area	1,981 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	19,500 sqft (0.448 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	136 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0720030000055
Street Address	511 ELM AVE
City	CROSBY
State	TX
Zip	77532-8667
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 55 56 & 57 ARCADIAN GARDENS SEC 3
Legal Subdivision	ARCADIAN GARDENS SEC 3
Legal Block	2
Legal Lot Number	55
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHEAST HARRIS
Census Block Group	2
Census Block	2028
Census Tract	252800

Owner

511 Elm Ave is owned and occupied by two individuals.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	511 ELM AVE, CROSBY, TX 77532-8667
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage · Line of Credit BAYER HERITAGE FCU
Jul 17, 2019	Deed of Trust, Mortgage BAYER HERITAGE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	511 ELM AVE, CROSBY, TX 77532-8667
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018791
Date	Jan 16, 2026
Instrument	2026-18791

Lender

Name	BAYER HERITAGE FCU
Type	Credit Union
Address	NEW MARTINSVILLE, WV 26155

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	511 ELM AVE, CROSBY, TX 77532-8667
Document Number	0000320648
Instrument Date	Jul 17, 2019
Transaction Type	Mortgage
Record Updated	Aug 1, 2019
Title Company	GREAT AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 ELM AVE CROSBY TX 775328667, CROSBY, TX 77532-8667

Mortgage

Document Number	0000320648
Date	Jul 25, 2019
Instrument	320648

Lender

Name	BAYER HERITAGE FCU
Type	Credit Union
Address	PROCTOR, WV 26055

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jul 24, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 511 Elm Ave was $2,279 with a homeowner's exemption, up 1,934.8% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Crosby Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$354,218 (-) Land $141,375 Building $212,843	$354,218 (-) Land $141,375 Building $212,843
2025	$2,279.00 (+1,934.82%) Homeowner's exemption	$354,218 Land $141,375 Building $212,843	$354,218 Land $141,375 Building $212,843
2024	$112.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 511 Elm Ave in Zone X, an area of minimal flood risk, though there have been 187 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	187 (1979–2019)
Claims Outside the SFHA	164 of 187
Most Recent Claim	Sep 2019 · Tropical Storm Imelda
Claims by Event	Hurricane Harvey, Sep 2017 · 37 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 20 claims Severe Thunderstorms And Flooding, Oct 1994 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 Elm Ave is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 50 serves 4,743 people · EPA ID TX1010719
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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