511 E Timberlake Dr, Mary Esther, FL 32569 Property Records

Okaloosa County property record for 511 E Timberlake Dr, Mary Esther, FL 32569

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,886 sqft · built 1990
Lot Size0.324 acres (14,114 sqft)
Owner2 Individual Names on File
Last Sale$210,000 (May 2010)
Tax Bill$1,899 (2025)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-594-8998-9

Property Details

APN / Parcel Number

Primary APNC56-000-594-8998-9
Alternative APNs
  • 15-2S-25-5031-000B-0060
  • 25S2155031000B0060

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,886 sqft Living Area
Gross Area2,710 sqft
1st Floor Area1,886 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area14,114 sqft (0.324 acres)
Lot Width80 ft Width
Garage TypeAttached
Garage Area528 sqft
PorchFlorida Room
Porch Area296 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address511 E TIMBERLAKE DR
CityMARY ESTHER
StateFL
Zip32569-2273
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTIMBERLAKE EST 1ST ADD LOT 6 BLK B
Legal Range25W
Legal Township02S
Legal Section15
Legal SubdivisionTIMBERLAKE EST 1ST ADD
Legal BlockB
Legal Lot Number6
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2002
Census Tract23100

Owner

511 E Timberlake Dr is owned and occupied by two individuals who bought it in May 2010.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address511 E TIMBERLAKE DR, MARY ESTHER, FL 32569-2273
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 4, 2010 · Amount on File
Deed SaleMay 4, 2010 · Amount on File
Deed Document Number20102631979
Deed Book / Page2934 / 1013
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address511 E TIMBERLAKE DR, MARY ESTHER, FL 32569-2273
Transaction TypeMortgage
Record UpdatedMay 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035420467
DateApr 26, 2021
Book Page3542/467
Instrument3449668
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 511 E Timberlake Dr was $1,899 with exemptions applied.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,899.00 Homeowner's exemption Veteran's exemption Widower's exemption$208,703$354,618 Land $83,556 Building $271,062
2023$1,811.00 (+2.61%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption$196,914 (+3%)$346,322 (+6.54%) Land $56,017 Building $290,305
2022$1,765.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption$191,179$325,060 Land $52,353 Building $272,707

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 511 E Timberlake Dr in Zone X, an area of minimal flood risk, though there have been 287 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 259 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies259 in force
Nearby Flood Claims287 (1991–2021)
Claims Outside the SFHA104 of 287
Most Recent ClaimJul 2021 · other causes
Claims by Event
  • Hurricane Sally, Sep 2020 · 37 claims
  • Hurricane Frances, Sep 2004 · 122 claims
  • Hurricane Opal, Oct 1995 · 76 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 E Timberlake Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 74% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA CO.WTR.; SWR.SYSTEM
serves 80,295 people · EPA ID FL1460506
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30

May also be available: AT&T, LiveOak Fiber, Verizon.

Nearby Properties on E Timberlake Dr

Nearby Streets

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