511 E Rock Falls Rd, Rock Falls, IL 61071 Property Records

Whiteside County property record for 511 E Rock Falls Rd, Rock Falls, IL 61071

Property Summary

Property Type	Commercial
Lot Size	9.2 acres (400,926 sqft)
Owner	Individual Name on File
Tax Bill	$2,130 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Nov 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1134326001`

Property Details

APN / Parcel Number

Primary APN	`1134326001`
Alternative APNs	`116533` `47435`

Exterior

Lot Area	400,926 sqft (9.2 acres)

Location & Zoning

Account Number	116533
Street Address	511 E ROCK FALLS RD
City	ROCK FALLS
State	IL
Zip	61071-3101
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	8 A W'LAND & G PIT (EX 1A) SW SEC 34 TWP 21 RNG 7 32500X
Legal Range	07E
Legal Township	21N
Legal Section	34
Jurisdiction	WHITESIDE IL
Township / Civil Division	COLOMA
Census Block Group	2
Census Block	2043
Census Tract	1400

Owner

511 E Rock Falls Rd, a commercial property, is owned by an individual.

Source: Whiteside County records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	28893 KNOB HILL CT, ROCK FALLS, IL 61071-9498
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2017	Deed of Trust, Mortgage COMMUNITY DEV COMMISSION
Nov 15, 2017	Deed of Trust, Mortgage · Line of Credit SAUK VLY BK&TR
Nov 15, 2017	Deed of Trust, Mortgage · Line of Credit SAUK VLY BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	511 E ROCK FALLS RD, ROCK FALLS, IL 61071-3101
Document Number	0000007755
Instrument Date	Dec 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 NEW HIGH ST ROCK FALLS IL 610713130, ROCK FALLS, IL 61071-3130

Mortgage

Document Number	0000007755
Date	Dec 27, 2017
Instrument	7755

Lender

Name	COMMUNITY DEV COMMISSION
Type	Construction/Development Company
Address	ROCKFORD, IL 61101

Agreement

Amount	Amount on Record
Term	240 Months
Due	Dec 26, 2037

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	511 E ROCK FALLS RD, ROCK FALLS, IL 61071-3101
Document Number	0000007095
Instrument Date	Nov 15, 2017
Transaction Type	Mortgage
Record Updated	Dec 4, 2017
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 NEW HIGH ST ROCK FALLS IL 610713130, ROCK FALLS, IL 61071-3130

Mortgage

Document Number	0000007095
Date	Nov 22, 2017
Instrument	7095

Lender

Name	SAUK VLY BK&TR
Type	Bank
Address	DIXON, IL 61021

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Nov 21, 2022

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	511 E ROCK FALLS RD, ROCK FALLS, IL 61071-3101
Document Number	0000007094
Instrument Date	Nov 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 NEW HIGH ST ROCK FALLS IL 610713130, ROCK FALLS, IL 61071-3130

Mortgage

Document Number	0000007094
Date	Nov 22, 2017
Instrument	7094

Lender

Name	SAUK VLY BK&TR
Type	Bank
Address	DIXON, IL 61021

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Nov 21, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 511 E Rock Falls Rd was $2,130.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Coloma Township
Elementary School District	East Coloma-Nelson Consolidated Elementary School District 20 (PK - 08)
Secondary School District	Rock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,130.00	$22,959 Land $3,436 Building $19,523
2024			$68,877 Land $10,308 Building $58,569
2022	$2,295.00	$22,959 Land $3,436 Building $19,523	$68,877 Land $10,308 Building $58,569

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 511 E Rock Falls Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	6 (1978–2019)
Claims Outside the SFHA	3 of 6
Most Recent Claim	May 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 E Rock Falls Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCK FALLS serves 8,620 people · EPA ID IL1950450
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband, Surf Internet, Verizon.

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