511 E Missoula Ave, Troy, MT 59935 Property Records

Lincoln County property record for 511 E Missoula Ave, Troy, MT 59935

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 963 sqft · built 1955
Lot Size	0.143 acres (6,229 sqft)
Owner	2 Individual Names on Record
Last Sale	$107,500 (Jul 2018)
Tax Bill	$1,206 (2026)
Deeds & Mortgages	Oct 2023 Line of Credit Jun 2021 Mortgage + 1 more
APN	`R564526`

Property Details

APN / Parcel Number

Primary APN	`R564526`
Alternative APNs	`56-4280-12-3-02-13-0000` `0000004068`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	963 sqft Living Area
1st Floor Area	963 sqft
Basement Area	391 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Shingles
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	6,229 sqft (0.143 acres)
Garage Type	Detached
Garage Area	1,120 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gravity Furnace
Heating Fuel	Wood
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000004068
Street Address	511 E MISSOULA AVE
City	TROY
State	MT
Zip	59935-7511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST TROY 3RD ADDN, S12, T31 N, R34 W, BLOCK 4, LOT 13, ACRES 0.143
Legal Range	34W
Legal Township	31N
Legal Section	12
Legal Subdivision	WEST TROY 3RD ADDN
Legal Block	4
Legal Lot Number	13
Jurisdiction	LINCOLN MT
Township / Civil Division	TROY
Census Block Group	1
Census Block	1067
Census Tract	500

Owner

Source: Lincoln County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 671, TROY, MT 59935-0671
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE LLC
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage LENDUS LLC
Jul 3, 2018	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2018 · Amount on Record
Deed Sale	Jul 3, 2018 · Amount on Record
Deed Document Number	2018274921
Deed Book / Page	372 / 855
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	511 E MISSOULA AVE, TROY, MT 59935-7511
Transaction Type	Mortgage
Record Updated	Nov 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 E MISSOULA AVE, TROY, MT 59935-7511

Mortgage

Document Number	000403/460
Date	Oct 16, 2023
Book Page	403/460
Instrument	307897

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 6, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	511 E MISSOULA AVE, TROY, MT 59935-7511
Transaction Type	Mortgage
Record Updated	Jul 7, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	390/470
Date	Jun 16, 2021
Book Page	390/470
Instrument	293968

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Jul 3, 2018
Property Address	511 E MISSOULA AVE, TROY, MT 59935-7511
Document Number	372/855
Book / Page	372 / 855
Instrument Date	Jun 29, 2018
Instrument	274921
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	511 E MISSOULA AVE, 511, TROY, MT 59935-7511

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 671, TROY, MT 59935-0671

Mortgage

Document Number	274922
Date	Jul 3, 2018
Instrument	274922

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Municipality	Troy City
Elementary School District	Troy Elementary School District (PK - 08)
Secondary School District	Troy High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,206.00 (-29.14%)	$241,200 (+53.05%)
2025			$241,200 (+53.05%) Land $59,188 Building $182,012
2023	$1,702.00	$157,600	$157,600 Land $17,313 Building $140,287

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (1997)
Most Recent Claim	May 1997 · Severe Storms,ice Jams, Snow Melt, Flooding
Claims by Event	Severe Storms,ice Jams, Snow Melt, Flooding, May 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TROY serves 2,100 people · EPA ID MT0000348
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Western Montana CommunityTel Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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