511 E Market St, Bloomington, IL 61701 Property Records

McLean County property record for 511 E Market St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,440 sqft · built 1920
Lot Size	0.159 acres (6,944 sqft)
Owner	2 Individual Names on Record
Last Sale	$123,000 (Dec 2017)
Tax Bill	$3,633 (2024)
Deeds & Mortgages	Nov 2023 Line of Credit Jan 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-04-264-006`

Property Details

APN / Parcel Number

Primary APN	`21-04-264-006`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,440 sqft Living Area
1st Floor Area	720 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Stucco
Foundation Type	Block
Roof Material	Asphalt
Lot Area	6,944 sqft (0.159 acres)
Lot Dimensions	115 ft deep x 60 ft wide
View / Lot	Lake Front
Garage Type	Detached
Garage Area	547 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	511 E MARKET ST
City	BLOOMINGTON
State	IL
Zip	61701-4131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	KH FELLS 2ND ADD LOT 2 BLK 6
Legal Range	02E
Legal Township	23N
Legal Section	04
Legal Subdivision	KH FELLS 2ND ADD
Legal Block	6
Legal Lot Number	2
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1010
Census Tract	1700

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	511 E MARKET ST, BLOOMINGTON, IL 61701-4131
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 30, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Dec 14, 2017	Warranty Deed, Transfer · FHA Mortgage PNC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2017 · Amount on Record
Deed Sale	Dec 14, 2017 · Amount on Record
Deed Document Number	201722138
Last Transfer Date	Jan 12, 2024
Transfer Doc	0000001300
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	511 E MARKET ST, BLOOMINGTON, IL 61701-4131
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 E MARKET ST, BLOOMINGTON, IL 61701-4131

Mortgage

Document Number	202300016373
Date	Nov 30, 2023
Instrument	2023-00016373

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Dec 2, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Jan 30, 2024
Property Address	511 E MARKET ST, BLOOMINGTON, IL 61701-4131
Document Number	202400001300
Instrument Date	Jan 12, 2023
Instrument	2024-00001300
Transaction Type	Transfer
Record Updated	Feb 7, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	511 E MARKET ST, BLOOMINGTON, IL 61701-4131

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 14, 2017
Property Address	511 E MARKET ST, BLOOMINGTON, IL 61701-4131
Document Number	201700022138
Instrument Date	Dec 1, 2017
Instrument	2017-00022138
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$184.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	511 E MARKET ST, 511, BLOOMINGTON, IL 61701-4131

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 E MARKET ST, BLOOMINGTON, IL 61701-4131

Mortgage

Document Number	201700022139
Date	Dec 14, 2017
Instrument	2017-00022139

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$54,664 (+22.28%) Land $11,025 Building $43,639	$163,992 (+22.28%) Land $33,075 Building $130,917
2024	$3,633.00 (+12.34%)
2023	$3,234.00 (+6.66%)	$44,705 (+7.26%) Land $9,016 Building $35,689	$134,115 (+7.26%) Land $27,048 Building $107,067
2022	$3,032.00	$41,680 Land $8,406 Building $33,274	$125,040 Land $25,218 Building $99,822

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Nextlink, Pavlov Media, T-Mobile.

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