Otsego County property record for 511 E Main St, Gaylord, MI 49735
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Company Name on File |
| Last Sale | $63,500 (Oct 2017) |
| Tax Bill | $2,423 (2025) |
| Deeds & Mortgages | Aug 2017 Line of Credit Oct 2017 Sale & Line of Credit |
| APN | 101-034-000-265-00 |
| Primary APN | 101-034-000-265-00 |
|---|
| Lot Area | 10,890 sqft (0.25 acres) |
|---|---|
| Lot Width | 82.5 ft Width |
| Street Address | 511 E MAIN ST |
|---|---|
| City | GAYLORD |
| State | MI |
| Zip | 49735-1343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG 25 RDS E OF SW COR OF SE 1/4 OF SW 1/4,TH N 11 RDS, E 5 RDS, S 11 RDS, W TO POB EXCS 50 FT FOR M 32 HWY SEC 34 T31NR3W |
| Legal Range | 03W |
| Legal Township | 31N |
| Legal Section | 34 |
| Legal Subdivision | GAYLORD SEC 34 |
| Jurisdiction | OTSEGO MI |
| Township / Civil Division | GAYLORD |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 950300 |
511 E Main St is owned by a company that bought it in October 2017.
Source: Otsego County records, as of October 22, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2680 W M 32, GAYLORD, MI 49735-8157 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2017 | Deed of Trust, Mortgage · Line of Credit MBANK |
| Oct 6, 2017 | Warranty Deed, Transfer · Line of Credit NORTHLAND AREA FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2017 · Amount on File |
| Deed Sale | Oct 6, 2017 · Amount on File |
| Prior Sale | Aug 22, 2011 · Amount on File |
| Deed Book / Page | 1443 / 676 |
| Prior Transfer Date | Jun 30, 2016 |
| Prior Transfer Doc | 01406/0229 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO MI |
| Property Address | 511 E MAIN ST, GAYLORD, MI 49735-1343 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 01438/0183 |
|---|---|
| Date | Aug 3, 2017 |
| Book Page | 1438/0183 |
| Name | MBANK |
|---|---|
| Type | Bank |
| Address | MANISTIQUE, MI 49854 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Jul 24, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO MI |
| Recording Date | Oct 6, 2017 |
| Property Address | 511 E MAIN ST, GAYLORD, MI 49735-1343 |
| Document Number | 01443/0676 |
| Book / Page | 1443 / 0676 |
| Instrument Date | Oct 4, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 511 E MAIN ST, GAYLORD, MI 49735-1343 |
| Name | Verified Name |
|---|---|
| Address | 9030 SHELL RD, GAYLORD, MI 49735-8595 |
| Document Number | 01443/0677 |
|---|---|
| Date | Oct 6, 2017 |
| Book Page | 1443/0677 |
| Name | NORTHLAND AREA FEDERAL CREDIT UNION |
|---|---|
| Address | OSCODA, MI 48750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 511 E Main St was $2,423, up 2.1% from the year before.
Source: Otsego County assessment roll, as of October 22, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Otsego County |
| Municipality | Gaylord City |
| Unified School District | Gaylord Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $75,200 (+6.82%) | $150,400 (+6.82%) | |
| 2025 | $2,423.00 (+2.06%) | $70,400 | $140,800 |
| 2024 | $2,374.00 | ||
| 2023 | $55,400 | $110,800 | |
| 2022 | $2,281.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 511 E Main St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 511 E Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GAYLORD serves 3,629 people · EPA ID MI0002600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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