511 E College St, Gunter, TX 75058 Property Records

Grayson County property record for 511 E College St, Gunter, TX 75058

Property Summary

Property Type	Single Family Home
Details	1,494 sqft · built 2018
Lot Size	1.86 acres (81,283 sqft)
Owner	Individual Name on Record
Tax Bill	$9,089 (2024)
Deeds & Mortgages	Apr 2021 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`292 6900001`

Property Details

APN / Parcel Number

Primary APN	`292 6900001`
Alternative APN	`208033`

Interior

Building Area	1,494 sqft Living Area
1st Floor Area	1,494 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Lot Area	81,283 sqft (1.86 acres)
Porch	Open Porch
Porch Area	104 sqft
Utility Building	120 sqft

Location & Zoning

Account Number	208033
Old Parcel Number	292 6900001
Street Address	511 E COLLEGE ST
City	GUNTER
State	TX
Zip	75058-9729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAYNE ADDN, BLOCK 0, LOT 1, ACRES 1.866
Legal Subdivision	PAYNE ADDN
Legal Lot Number	1
Jurisdiction	GRAYSON TX
Township / Civil Division	SOUTHWEST GRAYSON
Census Block Group	1
Census Block	1056
Census Tract	1901

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	511 E COLLEGE ST, GUNTER, TX 75058-9729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST CO
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Jul 23, 2019	Deed of Trust, Mortgage FIRST UNITED BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2019
Deed Sale	May 22, 2019
Deed Document Number	2019-11936
Deed Book / Page	5313 / 00306
Prior Transfer Date	Jun 14, 2013
Prior Transfer Doc	2013-00012790
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	511 E COLLEGE ST, GUNTER, TX 75058-9729
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	ALLEGIANCE TITLE COMPANY, ALLEGIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 E COLLEGE ST, GUNTER, TX 75058-9729

Mortgage

Document Number	0000011058
Date	Apr 7, 2021
Instrument	2021-00011058

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	MCKINNEY, TX 75069

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	511 E COLLEGE ST, GUNTER, TX 75058-9729
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	ALLEGIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035063
Date	Dec 16, 2020
Instrument	2020-00035063

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	511 E COLLEGE ST, GUNTER, TX 75058-9729
Document Number	0000017545
Instrument Date	Jul 23, 2019
Transaction Type	Mortgage
Record Updated	Aug 12, 2019
Title Company	ALLEGIANCE TITLE COMPANY, ALLEGIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3905 CARMEL MOUNTAIN DR MCKINNEY TX 750706047, MCKINNEY, TX 75070-6047

Mortgage

Document Number	0000017545
Date	Jul 24, 2019
Instrument	17545

Lender

Name	FIRST UNITED BK
Type	Bank
Address	MESQUITE, TX 75149

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Gunter City
Unified School District	Gunter Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$454,599 (+8.79%) Land $299,232 Building $182,618	$481,850 (+15.31%) Land $299,232 Building $182,618
2024	$9,089.00 (+0.98%)
2023		$417,878 Land $246,849 Building $171,029	$417,878 Land $246,849 Building $171,029
2022	$9,001.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GUNTER serves 2,883 people · EPA ID TX0910012
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
ElektraFi Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	50 / 10

May also be available: Nextlink, Optimum.

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