Emmet County property record for 511 E 3rd St, Harbor Springs, MI 49740 · Last verified July 2026
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.285 acres (12,415 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Sep 2014) |
| Tax Bill | $3,617 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-15-13-203-096 |
| Primary APN | 51-15-13-203-096 |
|---|
| Lot Area | 12,415 sqft (0.285 acres) |
|---|---|
| Lot Dimensions | 124 ft deep x 100 ft wide |
| Street Address | 511 E 3RD ST |
|---|---|
| City | HARBOR SPRINGS |
| State | MI |
| Zip | 49740-1539 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | J.C. GLENN'S PLAT, PT LOT 10, COM ON N LN OF 3RD ST AT PT 206.42 FT W OF E LN OF LOT 10, TH SW'LY 86.92 FT, TH N 150 FT M/L |
| Legal Range | 06W |
| Legal Township | 35N |
| Legal Section | 13 |
| Legal Subdivision | J C GLENNS |
| Legal Lot Number | 10 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | HARBOR SPRINGS |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 970400 |
Source: Emmet County records · APN 51-15-13-203-096
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 519 E 3RD ST, HARBOR SPRINGS, MI 49740-1539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 05, 2014 · Amount on Record |
| Deed Sale | Sep 05, 2014 · Amount on Record |
| Prior Sale | Aug 15, 2002 · Amount on Record |
| Deed Document Number | 20145122314 |
| Deed Book / Page | 1169 / 545 |
| Prior Transfer Date | Sep 04, 2014 |
| Prior Transfer Doc | 1169/545 |
| Record Updated | Sep 20, 2026 |
Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Harbor Springs City |
| Unified School District | Harbor Springs School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $513,300 (+11.08%) Land $513,300 | $1,026,600 (+11.08%) Land $1,026,600 | |
| 2025 | $462,100 (+238.04%) Land $462,100 | $924,200 (+238.04%) Land $924,200 | |
| 2024 | $3,617.00 | ||
| 2023 | $136,700 Land $136,700 | $273,400 Land $273,400 |
Source: FEMA National Flood Hazard Layer, Emmet County (26047C), updated May 31, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260479704004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2026, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 380 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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