511 E 16th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 511 E 16th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1988
Lot Size	0.24 acres (10,439 sqft)
Owner	Individual Name on File
Tax Bill	$1,869 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-22-151-007.000-022`

Property Details

APN / Parcel Number

Primary APN	`71-09-22-151-007.000-022`
Alternative APN	`0271001017104`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
Gross Area	2,640 sqft
1st Floor Area	2,240 sqft
Basement Area	1,120 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	10,439 sqft (0.24 acres)
Lot Dimensions	143 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	802 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	511 E 16TH ST
City	MISHAWAKA
State	IN
Zip	46544-5516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 MITTERS SUB SEC 22 37 3E
Legal Range	3E
Legal Township	37
Legal Section	22
Legal Subdivision	MITTERS SUB
Legal Lot Number	4
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	2
Census Block	2022
Census Tract	10300

Owner

511 E 16th St is owned and occupied by an individual who acquired it in November 2022.

Source: St. Joseph County records, as of March 11, 2026

Owner of Record	Individual Name on File
Mailing Address	511 E 16TH ST, MISHAWAKA, IN 46544-5516
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage TEACHERS CU
Feb 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage TEACHERS CU
Nov 23, 2022	Transfer on Death Deed, Transfer
Feb 16, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2014
Deed Sale	Jul 18, 2014
Prior Sale	Sep 14, 2011 · Amount on File
Deed Document Number	201417090
Last Transfer Date	Nov 16, 2022
Transfer Doc	0000033595
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	511 E 16TH ST, MISHAWAKA, IN 46544-5516
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002145723
Date	Dec 27, 2021
Instrument	2145723

Lender

Name	TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 27, 2041

Interest

Rate Type	Fixed Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	511 E 16TH ST, MISHAWAKA, IN 46544-5516
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001704044
Date	Feb 21, 2017
Instrument	1704044

Lender

Name	TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	156 Months
Due	Feb 9, 2030

Interest

Rate Type	Fixed Rate

November 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Nov 23, 2022
Property Address	511 E 16TH ST, MISHAWAKA, IN 46544-5516
Document Number	0002233595
Map Reference	IN 8817059
Instrument Date	Nov 16, 2022
Instrument	2233595
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 E 16TH ST, MISHAWAKA, IN 46544-5516

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Feb 16, 2018
Property Address	511 E 16TH ST, MISHAWAKA, IN 46544-5516
Document Number	0001803684
Map Reference	IN 8817059
Instrument Date	Feb 12, 2018
Instrument	1803684
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 E 16TH ST, MISHAWAKA, IN 46544-5516

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Penn-Harris-Madison School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$221,300 Land $44,400 Building $176,900	$221,300 Land $44,400 Building $176,900
2024	$1,869.00 (-2.45%)
2023	$1,916.00	$189,400 (-) Land $44,400 Building $145,000	$189,400 (-) Land $44,400 Building $145,000
2022	$1,916.00 Homeowner's exemption	$189,400 Land $44,400 Building $145,000	$189,400 Land $44,400 Building $145,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 511 E 16th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 E 16th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Mercury Fiber, Verizon.

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