511 Duncan Ave, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 511 Duncan Ave, Cheboygan, MI 49721

Property Summary

Property Type	Single Family Home
Lot Size	1.42 acres (61,855 sqft)
Owner	Individual Name on File
Last Sale	$89,000 (Sep 2021)
Tax Bill	$2,100 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Sep 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`052-D13-002-008-00`

Property Details

APN / Parcel Number

Primary APN	`052-D13-002-008-00`

Exterior

Lot Area	61,855 sqft (1.42 acres)

Location & Zoning

Street Address	511 DUNCAN AVE
City	CHEBOYGAN
State	MI
Zip	49721-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT OF SUPR JOHN B DUFRESNE'S THIRD ADD TO CITY OF CHEBOYGAN, LOTS 8 & 9, BLK 2. (SECS 29&32, T38N,R1W) 625/656;1146/930;
Legal Range	01W
Legal Township	038
Legal Section	29
Legal Subdivision	SUPRVRS JOHN B DUFRESNES 3RD A
Legal Lot Number	8-9
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	CHEBOYGAN
Census Block Group	1
Census Block	1015
Census Tract	960300

Owner

511 Duncan Ave is owned and occupied by an individual who bought it in September 2021.

Source: Cheboygan County records, as of June 16, 2026

Owner of Record	Individual Name on File
Mailing Address	13105 SHALL RD, CHEBOYGAN, MI 49721-9378
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Warranty Deed, Transfer · Conventional Mortgage MERCANTILE BANK OF MICHIGAN
Sep 7, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2021 · Amount on File
Deed Sale	Sep 7, 2021 · Amount on File
Prior Sale	Sep 7, 2021 · Amount on File
Deed Book / Page	1461 / 279
Prior Transfer Date	Mar 15, 2010
Prior Transfer Doc	1146000940
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Sep 7, 2021
Property Address	511 DUNCAN AVE, CHEBOYGAN, MI 49721-1318
Document Number	1461/279
Book / Page	1461 / 279
Instrument Date	Sep 2, 2021
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13105 SHALL RD, CHEBOYGAN, MI 49721-9378

Mortgage

Document Number	1461280
Date	Sep 7, 2021
Instrument	1461/280

Lender

Name	MERCANTILE BANK OF MICHIGAN

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	352 Months
Due	Jan 1, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Sep 7, 2021
Property Address	511 DUNCAN AVE, CHEBOYGAN, MI 49721-1318
Document Number	1461/278
Book / Page	1461 / 278
Instrument Date	Aug 24, 2021
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 DUNCAN AVE, CHEBOYGAN, MI 49721-1318

Tax Assessment & Valuation

The 2025 property tax bill for 511 Duncan Ave was $2,100 with a homeowner's exemption.

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
Municipality	Cheboygan City
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,500	$203,000
2025	$2,100.00
2023		$66,600	$133,200
2022	$1,697.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 511 Duncan Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 Duncan Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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