511 Druid Ln, Chattanooga, TN 37405 Property Records

Hamilton County property record for 511 Druid Ln, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,556 sqft · built 2015
Lot Size	0.142 acres (6,200 sqft)
Owner	Individual Name on Record
Last Sale	$625,000 (Mar 2024)
Tax Bill	$2,616 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`135D T 004.02`

Property Details

APN / Parcel Number

Primary APN	`135D T 004.02`
Alternative APN	`0000382484`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,556 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,200 sqft (0.142 acres)
Lot Dimensions	124 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000382484
Street Address	511 DRUID LN
City	CHATTANOOGA
State	TN
Zip	37405-4039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 20 BLK K FRAZIER & COLVILLES ADDN TO HILL CITY PB4 PG28 OUT OF 135D-T-004 FOR 2015
Legal Subdivision	FRAZIER & COLVILLES
Legal Block	K
Legal Lot Number	20
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	2
Census Block	2026
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	511 DRUID LN, CHATTANOOGA, TN 37405-4039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Deed of Trust, Mortgage · Line of Credit SCENIC COMMUNITY CU
Mar 6, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage ANDREA PEREIRA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2024 · Amount on Record
Deed Sale	Mar 6, 2024 · Amount on Record
Prior Sale	Sep 28, 2015 · Amount on Record
Deed Document Number	2024169
Deed Book / Page	13529 / 909
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	511 DRUID LN, CHATTANOOGA, TN 37405-4039
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000184
Date	Mar 29, 2022
Book Page	12900/381
Instrument	2022032900184

Lender

Name	SCENIC COMMUNITY CU
Type	Credit Union
Address	HIXSON, TN 37343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 9, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 6, 2024
Property Address	511 DRUID LN, CHATTANOOGA, TN 37405-4039
Document Number	0000000169
Book / Page	13529 / 909
Map Reference	MB 4 PG 28
Instrument Date	Mar 4, 2024
Instrument	2024030600169
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	FIRST CHOICE TITLE, FIRST CHOICE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 DRUID LN, CHATTANOOGA, TN 37405-4039

Mortgage

Document Number	0000000170
Date	Mar 6, 2024
Instrument	2024030600170

Lender

Name	ANDREA PEREIRA
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,616.00 (-14.23%)	$172,600 (+26.61%)	$690,400 (+26.61%) Land $225,000 Building $465,400
2024	$3,050.00	$136,325 (-)	$545,300 (-) Land $150,000 Building $395,300
2023	$3,050.00	$136,325 (-)	$545,300 (-) Land $150,000 Building $395,300
2022	$3,050.00	$136,325	$545,300 Land $150,000 Building $395,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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