511 Diamond Head Dr, Union, MO 63084 Property Records

Franklin County property record for 511 Diamond Head Dr, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,793 sqft · built 2002
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Owner Names on Record
Tax Bill	$3,418 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-3-06.1-0-005-098.000`

Property Details

APN / Parcel Number

Primary APN	`21-3-06.1-0-005-098.000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,793 sqft Living Area

Exterior

Year Built	Built 2002
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	60,984 sqft (1.4 acres)
Patio Area	45 sqft

Location & Zoning

Street Address	511 DIAMOND HEAD DR
City	UNION
State	MO
Zip	63084-4494
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT:14 ST ANDREWS PLACE 1
Legal Range	01E
Legal Township	42
Legal Section	06
Legal Subdivision	ST ANDREWS PLACE
Legal Block	5
Legal Lot Number	14
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	1
Census Block	1062
Census Tract	800606

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	511 DIAMOND HEAD DR, UNION, MO 63084-4494
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF FRANKLIN COUNTY
Feb 24, 2020	Deed of Trust, Mortgage UNITED BK/UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2013
Deed Sale	Sep 16, 2013
Prior Sale	May 18, 2009
Deed Document Number	1316197
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	511 DIAMOND HEAD DR, UNION, MO 63084-4494
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002108119
Date	Apr 30, 2021
Instrument	2108119

Lender

Name	BANK OF FRANKLIN COUNTY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	511 DIAMOND HEAD DR, UNION, MO 63084-4494
Document Number	0000003239
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	511 DIAMOND HEAD DR UNION MO 630844494, UNION, MO 63084-4494

Mortgage

Document Number	0000003239
Date	Mar 6, 2020
Instrument	3239

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Mar 5, 2025

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,418.00 (+18.27%)	$57,338 (+19.29%)	$301,780 (+19.29%) Land $45,000 Building $256,780
2023	$2,890.00 (-9.26%)	$48,068	$252,990 Land $45,000 Building $207,990
2022	$3,185.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2023–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T.

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