511 Deer St, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 511 Deer St, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,240 sqft · built 1999
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$1,375,000 (Aug 2021)
Tax Bill	$5,928 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Aug 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`532-09-00-262`

Property Details

APN / Parcel Number

Primary APN	`532-09-00-262`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,240 sqft Living Area
1st Floor Area	1,400 sqft
Upper Floors Area	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Terrain	High
Porch	Slab
Porch Area	612 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	511 DEER ST
City	MOUNT PLEASANT
State	SC
Zip	29464-5044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -DEER DESCRIPTION -LOT 7-A-2
Legal Subdivision	DEER
Legal Lot Number	7-A
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2015
Census Tract	4701

Owner

511 Deer St is owned and occupied by two individuals who bought it in August 2021.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	511 DEER ST, MOUNT PLEASANT, SC 29464-5044
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Aug 25, 2021	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2021 · Amount on File
Deed Sale	Aug 25, 2021 · Amount on File
Prior Sale	Oct 28, 2016 · Amount on File
Deed Book / Page	1026 / 51
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	511 DEER ST, MOUNT PLEASANT, SC 29464-5044
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 DEER ST, MOUNT PLEASANT, SC 29464-5044

Mortgage

Document Number	0012350553
Date	Mar 26, 2024
Book Page	1235/553

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Aug 25, 2021
Property Address	511 DEER ST, MOUNT PLEASANT, SC 29464-5044
Document Number	0010260051
Book / Page	1026 / 51
Map Reference	MB BN PG 136
Instrument Date	Aug 18, 2021
Transaction Type	Transfer
Record Updated	Jan 26, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 S DREXEL AVE, BEXLEY, OH 43209-1741

Mortgage

Document Number	0000102655
Date	Aug 25, 2021
Instrument	1026/55

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 511 Deer St was $5,928, up 13.2% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,928.00 (+13.15%)	$1,615,175 (+2,775%) Land $773,900 Building $841,275	$1,780,900 Land $773,900 Building $1,007,000
2024	$5,239.00	$56,180
2022	$4,802.00	$55,000	$1,375,000 Land $825,000 Building $550,000
2020			$1,404,500 Land $825,000 Building $579,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 511 Deer St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 99 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	70 (1987–2024)
Claims Outside the SFHA	11 of 70
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Hurricane Idalia, Aug 2023 · 3 claims Hurricane Irma, Sep 2017 · 3 claims Hurricane Hugo, Sep 1989 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 Deer St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.4% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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