511 Decatur Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 511 Decatur Ave, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,370 sqft · built 1960
Lot Size	0.184 acres (8,002 sqft)
Owner	Individual Name on Record
Last Sale	$289,900 (Oct 2017)
Tax Bill	$11,283 (2025)
Deeds & Mortgages	May 2026 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-00323-0000-00052`

Property Details

APN / Parcel Number

Primary APN	`10-00323-0000-00052`
Alternative APN	`100032300052`

Interior

Stories	1 Story
Building Area	1,370 sqft Living Area
1st Floor Area	1,370 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Lot Area	8,002 sqft (0.184 acres)
Lot Dimensions	100 ft deep x 80 ft wide

Location & Zoning

Street Address	511 DECATUR AVE
City	MIDDLESEX
State	NJ
Zip	08846-2322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60A
Legal Description	80X100 53-55
Legal Subdivision	CREIGHTON MANOR
Legal Block	323
Legal Lot Number	52
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	2
Census Block	2031
Census Tract	102

Owner

Source: Middlesex County and Middlesex Borough records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	511 DECATUR AVE, MIDDLESEX, NJ 08846-2322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Line of Credit POLICE AND FIRE FEDERAL CREDIT UNION
Nov 5, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 17, 2017	Grant Deed, Transfer · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2017 · Amount on Record
Deed Sale	Oct 17, 2017 · Amount on Record
Deed Document Number	2017529
Deed Book / Page	7057 / 808
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Recording Date	May 6, 2026
Property Address	511 DECATUR AVE, MIDDLESEX, NJ 08846-2322
Document Number	0000029108
Book / Page	20017 / 997
Instrument Date	Apr 15, 2026
Instrument	202629108
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 DECATUR AVE, MIDDLESEX, NJ 08846-2322

Mortgage

Document Number	0000029108,
Date	May 6, 2026
Book Page	20017/997
Instrument	202629108

Lender

Name	POLICE AND FIRE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 27, 2046

Interest

Rate	6.22%
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	511 DECATUR AVE, MIDDLESEX, NJ 08846-2322
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SINGLESOURCE PROP SLN LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000110133
Date	Nov 5, 2020
Book Page	18113/678
Instrument	2020110133

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Oct 17, 2017
Property Address	511 DECATUR AVE, MIDDLESEX, NJ 08846-2322
Document Number	0000017532
Book / Page	007057 / 000808
Instrument Date	Sep 22, 2017
Instrument	17532
Transaction Type	Transfer
Record Updated	Oct 24, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$289.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 DECATUR AVE MIDDLESEX NJ 088462322, MIDDLESEX, NJ 08846-2322

Mortgage

Document Number	21605
Date	Oct 17, 2017
Book Page	016927/000510
Instrument	21605

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2047

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$575,200 (+8.08%) Land $140,200 Building $435,000	$575,200 (+8.08%) Land $140,200 Building $435,000
2025	$11,283.00 (+13.56%)	$532,200 (+23.94%) Land $140,200 Building $392,000	$532,200 (+23.94%) Land $140,200 Building $392,000
2024	$9,936.00 (+8.26%)
2023		$429,400 Land $140,200 Building $289,200	$429,400 Land $140,200 Building $289,200
2022	$9,178.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	16 (1999–2021)
Claims Outside the SFHA	11 of 16
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 11 claims Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Decatur Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures