511 Debbie Dr, Spring City, TN 37381 Property Records

Rhea County property record for 511 Debbie Dr, Spring City, TN 37381

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,230 sqft · built 1986
Lot Size	1.22 acres (53,453 sqft)
Owner	2 Company Names on Record
Last Sale	$385,000 (Jun 2007)
Tax Bill	$2,049 (2025)
Deeds & Mortgages	Jun 2023 Transfer May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072026L A 01800`

Property Details

APN / Parcel Number

Primary APN	`072026L A 01800`
Alternative APN	`026L A 01800`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	2,230 sqft Living Area
1st Floor Area	1,712 sqft
Upper Floors Area	864 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2003
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	53,453 sqft
Lot Dimensions	220 ft deep x 242 ft wide
Terrain	Rolling
Garage Type	Mixed
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	496 sqft
Deck Area	240 sqft
Patio Area	357 sqft
Shed	1 Shed
Shed Area	1 sqft
Boat Access	Boat Access
Boat House	652 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	511 DEBBIE DR
City	SPRING CITY
State	TN
Zip	37381-6253
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 1; SUBDIVISION: KEYS ON THE LAKE
Legal Subdivision	KEYS ON THE LAKE
Legal Lot Number	35 242
Jurisdiction	RHEA TN
Township / Civil Division	1
Census Block Group	3
Census Block	3009
Census Tract	975000

Owner

Source: Rhea County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	511 DEBBIE DR, SPRING CITY, TN 37381-6253
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Intrafamily Transfer, Transfer
May 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jun 11, 2007 · Amount on Record
Deed Sale	Jun 11, 2007 · Amount on Record
Prior Sale	May 25, 2007 · Amount on Record
Deed Document Number	0000027993
Last Transfer Date	Jun 26, 2023
Transfer Doc	0000019448
Record Updated	Jun 8, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RHEA TN
Recording Date	Jun 26, 2023
Property Address	511 DEBBIE DR, SPRING CITY, TN 37381-6253
Document Number	0000019448
Book / Page	515 / 398
Map Reference	MB 3 PG 229-31
Instrument Date	Jun 22, 2023
Instrument	23019448
Transaction Type	Transfer
Record Updated	Jul 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	511 DEBBIE DR, SPRING CITY, TN 37381-6253

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RHEA TN
Property Address	511 DEBBIE DR, SPRING CITY, TN 37381-6253
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013929
Date	May 16, 2022
Book Page	T675/227
Instrument	22013929

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2037

Tax Assessment & Valuation

Source: Rhea County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Rhea County
Unified School District	Rhea County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,049.00 (-12.88%)	$151,950 (+44.3%) Land $46,250 Building $105,700
2024			$607,800 (+44.3%) Land $185,000 Building $422,800
2022		$105,300 Land $41,250 Building $64,050	$421,200 Land $165,000 Building $256,200
2021	$2,352.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	21 (1982–2019)
Claims Outside the SFHA	6 of 21
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 5 claims Severe Storms And Flooding, Sep 2004 · 10 claims Severe Storms & Flooding, Dec 1990 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 60% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH U.D. OF RHEA COUNTY serves 3,640 people · EPA ID TN0000970
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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