511 David Dr, Winnebago, IL 61088 Property Records

Winnebago County property record for 511 David Dr, Winnebago, IL 61088

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,932 sqft · built 1994
Lot Size	0.255 acres (11,120 sqft)
Owner	Individual Name on Record
Last Sale	$129,901 (Jul 2017)
Tax Bill	$5,319 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`520B230`

Property Details

APN / Parcel Number

Primary APN	`520B230`
Alternative APN	`1416128003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,932 sqft Living Area
Gross Area	3,452 sqft
1st Floor Area	1,158 sqft
Basement Area	520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	11,120 sqft (0.255 acres)
Lot Dimensions	139 ft deep x 80 ft wide
Garage Area	792 sqft
Driveway	Driveway
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	520B230
Street Address	511 DAVID DR
City	WINNEBAGO
State	IL
Zip	61088-9697
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT NO 1 RESH FARM SUB BNG PT E1/2 NW1/4 SEC 16-26-11 LOT 20
Legal Range	11
Legal Township	26
Legal Section	16
Legal Subdivision	PLAT NO 1 RESH FARM SUB
Legal Lot Number	20
Jurisdiction	WINNEBAGO IL
Township / Civil Division	WINNEBAGO
Census Block Group	2
Census Block	2058
Census Tract	4200

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	511 DAVID DR, WINNEBAGO, IL 61088-9697
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK
Jul 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY DEV CORP
Jul 27, 2017	Warranty Deed, Transfer · Conventional with PMI ALPINE BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2017 · Amount on Record
Deed Sale	Jul 27, 2017 · Amount on Record
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	511 DAVID DR, WINNEBAGO, IL 61088-9697
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046041
Date	Dec 22, 2021
Instrument	2146041

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Jan 1, 2037

Interest

Rate Type	Fixed Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	511 DAVID DR, WINNEBAGO, IL 61088-9697
Document Number	0001023162
Instrument Date	Jul 26, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	TITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 DAVID DR WINNEBAGO IL 610889697, WINNEBAGO, IL 61088-9697

Mortgage

Document Number	0001023162
Date	Aug 1, 2017
Instrument	1023162

Lender

Name	COMMUNITY DEV CORP
Type	Construction/Development Company
Address	CHICAGO, IL 60601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jul 27, 2017
Property Address	511 DAVID DR, WINNEBAGO, IL 61088-9697
Document Number	0001022730
Instrument Date	Jul 19, 2017
Instrument	1022730
Transaction Type	Transfer
Record Updated	Aug 14, 2017
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$194.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 DAVID DR WINNEBAGO IL 610889697, WINNEBAGO, IL 61088-9697

Mortgage

Document Number	1022731
Date	Jul 27, 2017
Instrument	1022731

Lender

Name	ALPINE BK&TR
Type	Bank
Address	ROCKFORD, IL 61107

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2047

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Winnebago Township
Municipality	Winnebago Village
Unified School District	Winnebago Community Unit School District 323 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,319.00	$70,297 (+31.49%) Land $13,282 Building $57,015	$210,891 (+31.49%) Land $39,846 Building $171,045
2022	Homeowner's exemption	$53,463 Land $10,203 Building $43,260	$160,389 Land $30,609 Building $129,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINNEBAGO serves 2,940 people · EPA ID IL2010500
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Silo Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AaroBand.

Cell Coverage

5G (outdoors only) and 4G LTE

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