Santa Cruz County property record for 511 Cuesta Dr, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,979 sqft · built 1979 |
| Lot Size | 0.222 acres (9,670 sqft) |
| Owner | Individual Name on File |
| Last Sale | $2,150,000 (May 2022) |
| Tax Bill | $22,931 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Feb 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-251-11 |
| Primary APN | 044-251-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,979 sqft Living Area |
| Gross Area | 3,459 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 9,670 sqft (0.222 acres) |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 294 sqft |
| Patio Area | 294 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 511 CUESTA DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-5503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-10 |
| Legal Description | TRACT 11 BLK 108 LOT 26 |
| Legal Subdivision | RIO DEL MAR CNTRY CLB S11 TR11 |
| Legal Tract | 11 |
| Legal Block | 108 |
| Legal Lot Number | 26 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 122202 |
Source: Santa Cruz County records · APN 044-251-11
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 511 CUESTA DR, APTOS, CA 95003-5503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 09, 2022 | Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Feb 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Dec 11, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Dec 11, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 09, 2022 · Amount on Record |
| Deed Sale | May 09, 2022 · Amount on Record |
| Prior Sale | Mar 06, 2007 · Amount on Record |
| Deed Document Number | 202214638 |
| Prior Transfer Date | Dec 07, 2017 |
| Prior Transfer Doc | 0000041752 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 09, 2022 |
| Property Address | 511 CUESTA DR, APTOS, CA 95003-5503 |
| Document Number | 0000014638 |
| Map Reference | MB 26 PG 15 |
| Instrument Date | May 02, 2022 |
| Instrument | 2022-0014638 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,365.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 511 CUESTA DR, APTOS, CA 95003-5503 |
| Document Number | 0000014639 |
|---|---|
| Date | May 09, 2022 |
| Instrument | 2022-0014639 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Jun 01, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6% |
| Index | Other |
| Max Rate | 9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 511 CUESTA DR, APTOS, CA 95003-5503 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | NORTH AMERICAN TITLE CO INC |
| Name | Verified Name |
|---|
| Document Number | 0000005771 |
|---|---|
| Date | Feb 19, 2020 |
| Instrument | 2020-0005771 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 11, 2017 |
| Property Address | 511 CUESTA DR, APTOS, CA 95003-5503 |
| Document Number | 0000041752 |
| Instrument Date | Dec 07, 2017 |
| Instrument | 41752 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 511 CUESTA DR APTOS CA 950035503, APTOS, CA 95003-5503 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 11, 2017 |
| Property Address | 511 CUESTA DR, APTOS, CA 95003-5503 |
| Document Number | 0000041753 |
| Instrument Date | Dec 07, 2017 |
| Instrument | 41753 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 511 CUESTA DR APTOS CA 950035503, APTOS, CA 95003-5503 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,930,838 (+2%) Land $1,351,586 Building $579,252 | ||
| 2025 | $22,931.00 (+9.46%) Homeowner's exemption | $1,892,979 (+4.04%) Land $1,325,085 Building $567,894 | |
| 2023 | $20,950.00 (+18.91%) Homeowner's exemption | $1,819,472 Land $1,273,630 Building $545,842 | $1,897,200 |
| 2022 | $17,618.00 |
Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1982–2016) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Mar 2016 · rainfall accumulation |
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Cruzio Internet, Etheric Communications, LLC., Surfnet Communications, T-Mobile USA.
Based on FCC filings for 118 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures