Kendall County property record for 511 Crystal Ct, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,568 sqft · built 2000 |
| Lot Size | 0.28 acres (12,195 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $369,000 (Aug 2018) |
| Tax Bill | $12,788 (2024) |
| Deeds & Mortgages | Jan 2022 Mortgage Aug 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-12-102-028 |
| Primary APN | 03-12-102-028 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,568 sqft Living Area |
| Gross Area | 5,917 sqft |
| 1st Floor Area | 3,568 sqft |
| Basement Area | 1,739 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 12,195 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 610 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 511 CRYSTAL CT |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-7937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 234 OGDEN FALLS UNIT 3 PHASE 1 VILLAGE OF OSWEGO |
| Legal Subdivision | OGDEN FALLS UNIT 3 PHASE 1 |
| Legal Lot Number | 234 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 890105 |
Source: Kendall County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 511 CRYSTAL CT, OSWEGO, IL 60543-7937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Aug 26, 2019 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS |
| Aug 26, 2019 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS |
| Aug 13, 2018 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2018 · Amount on Record |
| Deed Sale | Aug 13, 2018 · Amount on Record |
| Prior Sale | Oct 18, 2000 · Amount on Record |
| Deed Document Number | 201811506 |
| Prior Transfer Date | Mar 10, 2008 |
| Prior Transfer Doc | 0000009324 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 511 CRYSTAL CT, OSWEGO, IL 60543-7937 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000001449 |
|---|---|
| Date | Jan 20, 2022 |
| Instrument | 202200001449 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 511 CRYSTAL CT, OSWEGO, IL 60543-7937 |
| Document Number | 0000015627 |
| Instrument Date | Aug 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2019 |
| Title Company | NATIONAL TITLE SOLUTIONS INC |
| Name | Verified Name |
|---|---|
| Address | 511 CRYSTAL CT OSWEGO IL 605437937, OSWEGO, IL 60543-7937 |
| Document Number | 0000015627 |
|---|---|
| Date | Oct 18, 2019 |
| Instrument | 15627 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 17, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 511 CRYSTAL CT, OSWEGO, IL 60543-7937 |
| Document Number | 0000013569 |
| Instrument Date | Aug 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2019 |
| Title Company | NATIONAL TITLE SOLUTIONS INC |
| Name | Verified Name |
|---|---|
| Address | 511 CRYSTAL CT OSWEGO IL 605437937, OSWEGO, IL 60543-7937 |
| Document Number | 0000013569 |
|---|---|
| Date | Sep 18, 2019 |
| Instrument | 13569 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 17, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Aug 13, 2018 |
| Property Address | 511 CRYSTAL CT, OSWEGO, IL 60543-7937 |
| Document Number | 0000011506 |
| Instrument Date | Aug 1, 2018 |
| Instrument | 11506 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2019 |
| Title Company | GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $369.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 22 BRIDGEVIEW DR OSWEGO IL 605437903, OSWEGO, IL 60543-7903 |
| Document Number | 11507 |
|---|---|
| Date | Aug 13, 2018 |
| Instrument | 11507 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 12, 2048 |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $168,220 (+26.79%) Land $24,822 Building $143,398 | $504,660 (+26.79%) Land $74,466 Building $430,194 | |
| 2024 | $12,788.00 | ||
| 2022 | $132,679 Land $19,577 Building $113,102 | $398,037 Land $58,731 Building $339,306 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Watch TV Fixed Wireless | 400 / 40 |
| AT&T DSL | 100 / 20 |
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