St. Johns County property record for 511 Cowford Ferry Ct, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,563 sqft · built 2011 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Apr 2020) |
| Tax Bill | $2,713 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Apr 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288108-4000 |
| Primary APN | 288108-4000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,563 sqft Living Area |
| Gross Area | 3,168 sqft |
| 1st Floor Area | 2,563 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 570 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 254 sqft |
| Patio Area | 276 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 511 COWFORD FERRY CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-2806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 57/73-81 SAINT JOHNS SIX MILE CREEK WEST UNIT 4 LOT 400 OR4924/1172 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | SAINT JOHNS SIX MILE CREEK WEST UNIT 4 |
| Legal Block | 1 |
| Legal Lot Number | 400 |
| Legal Unit | 4 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20905 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 511 COWFORD FERRY CT, SAINT AUGUSTINE, FL 32092-2806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 26, 2021 | Deed of Trust, Mortgage · VA Mortgage HAMILTON HOME LOANS INC |
| Apr 16, 2020 | Warranty Deed, Transfer · VA Mortgage HAMILTON GROUP FUNDING INC |
| Aug 23, 2017 | Warranty Deed, Transfer · Conventional Mortgage SIRVA MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2020 · Amount on Record |
| Deed Sale | Apr 16, 2020 · Amount on Record |
| Prior Sale | Aug 23, 2017 · Amount on Record |
| Deed Document Number | 202029828 |
| Deed Book / Page | 4924 / 1172 |
| Prior Transfer Date | Aug 14, 2017 |
| Prior Transfer Doc | 0044251512 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 511 COWFORD FERRY CT, SAINT AUGUSTINE, FL 32092-2806 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 511 COWFORD FERRY CT, SAINT AUGUSTINE, FL 32092-2806 |
| Document Number | 0053270448 |
|---|---|
| Date | Jul 26, 2021 |
| Book Page | 5327/448 |
| Instrument | 2021082611 |
| Name | HAMILTON HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT LAUDERDALE, FL 33323 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 16, 2020 |
| Property Address | 511 COWFORD FERRY CT, SAINT AUGUSTINE, FL 32092-2806 |
| Document Number | 0049241172 |
| Book / Page | 4924 / 1172 |
| Map Reference | MB 57 PG 73 |
| Instrument Date | Apr 6, 2020 |
| Instrument | 2020029828 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | MTI TITLE INSURANCE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1360 WATER WILLOW DR, 1360, GROVELAND, FL 34736-8887 |
| Name | Verified Name |
|---|---|
| Address | 511 COWFORD FERRY CT, SAINT AUGUSTINE, FL 32092-2806 |
| Document Number | 49241175 |
|---|---|
| Date | Apr 16, 2020 |
| Instrument | 4924/1175 |
| Name | HAMILTON GROUP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 23, 2017 |
| Property Address | 511 COWFORD FERRY CT, SAINT AUGUSTINE, FL 32092-2806 |
| Document Number | 0044251514 |
| Book / Page | 4425 / 1514 |
| Map Reference | MB57 PG73-81 |
| Instrument Date | Aug 15, 2017 |
| Instrument | 2017058632 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | GIBRALTAR TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11926 HANCOCK DR, 11926, BRADENTON, FL 34211-3432 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Address | 511 COWFORD FERRY CT, SAINT AUGUSTINE, FL 32092-2806 |
| Document Number | 2017058633 |
|---|---|
| Date | Aug 23, 2017 |
| Instrument | 2017058633 |
| Name | SIRVA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $225,374 (+2.7%) | $418,105 (-2.62%) Land $85,000 Building $333,105 | |
| 2025 | $2,713.00 (+7.06%) Disabled Person's exemption Veteran's exemption | $219,449 (+5.09%) | $429,334 (-2.86%) Land $90,000 Building $339,334 |
| 2024 | $2,534.00 (+1.64%) Disabled Person's exemption Veteran's exemption | $208,828 (+3%) | $441,979 (+0.48%) Land $100,000 Building $341,979 |
| 2023 | $2,493.00 (+3.06%) Disabled Person's exemption Veteran's exemption | $202,746 (+3%) | $439,861 (+5.82%) Land $100,000 Building $339,861 |
| 2022 | $2,419.00 Disabled Person's exemption Veteran's exemption | $196,841 | $415,652 Land $75,040 Building $340,612 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 84 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 84 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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