Hamilton County property record for 511 Cornwall Ct, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 5,126 sqft · built 1986 |
| Lot Size | 1.41 acres (61,420 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $780,000 (Sep 2020) |
| Tax Bill | $10,664 (2024) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 29-09-27-002-006.000-018 |
| Primary APN | 29-09-27-002-006.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 5,126 sqft Living Area |
| 1st Floor Area | 2,398 sqft |
| 2nd Floor Area | 1,556 sqft |
| Basement Area | 1,114 sqft |
| Finished Basement | 836 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Other |
| Lot Area | 61,420 sqft (1.41 acres) |
| Lot Dimensions | 559 ft deep x 140 ft wide |
| Garage Type | Attached |
| Garage Area | 908 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 1709270002006000 |
|---|---|
| Street Address | 511 CORNWALL CT |
| City | CARMEL |
| State | IN |
| Zip | 46032-9481 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE 1.41, SECTION 27, TOWNSHIP 18, RANGE 3, SPRINGMILL STREAMS, SECTION 2, LOT 41 |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 27 |
| Legal Subdivision | CLAY |
| Legal Block | 2 |
| Legal Lot Number | 41 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 111009 |
Source: Hamilton County records, as of March 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 511 CORNWALL CT, CARMEL, IN 46032-9481 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2020 · Amount on Record |
| Deed Sale | Sep 22, 2020 · Amount on Record |
| Deed Document Number | 2020066171 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Sep 22, 2020 |
| Property Address | 511 CORNWALL CT, CARMEL, IN 46032-9481 |
| Document Number | 2020066171 |
| Map Reference | MB 11 PG 31&32 |
| Instrument Date | Sep 18, 2020 |
| Instrument | 2020066171 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Title Company | ROYAL TITLE SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 511 CORNWALL CT, CARMEL, IN 46032-9481 |
| Document Number | 2020066172 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 2020066172 |
| Name | FIRST MERCHANTS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 5.12% |
| Index | 1-Year CMT |
| Max Rate | 8.12% |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $927,300 (+3.09%) Land $286,000 Building $641,300 | $927,300 (+3.09%) Land $286,000 Building $641,300 | |
| 2024 | $10,664.00 (+20.91%) | $899,500 (+18.98%) Land $286,000 Building $613,500 | $899,500 (+18.98%) Land $286,000 Building $613,500 |
| 2023 | $8,820.00 (+4.39%) Homeowner's exemption | $756,000 (+4.9%) Land $186,700 Building $569,300 | $756,000 (+4.9%) Land $186,700 Building $569,300 |
| 2022 | $8,449.00 Homeowner's exemption | $720,700 Land $186,700 Building $534,000 | $720,700 Land $186,700 Building $534,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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