511 Cochran Ave, San Diego, CA 92154 Property Records

San Diego County property record for 511 Cochran Ave, San Diego, CA 92154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,040 sqft · built 1961
Lot Size	0.131 acres (5,700 sqft)
Owner	Company Name on File
Last Sale	$105,000 (Aug 1988)
Tax Bill	$3,124 (2025)
Deeds & Mortgages	May 2022 Transfer Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`629-114-02-00`

Property Details

APN / Parcel Number

Primary APN	`629-114-02-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	5,700 sqft (0.131 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	511 COCHRAN AVE
City	SAN DIEGO
State	CA
Zip	92154-1629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-7
Legal Description	LOT 139 TR 004422
Legal Subdivision	MONTGOMERY PALISADES
Legal Tract	004422
Legal Block	1
Legal Lot Number	139
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1004
Census Tract	10001

Owner

511 Cochran Ave is owned by a company that acquired it in May 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	544 LE MAY AVE, SAN DIEGO, CA 92154-1646
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Intrafamily Transfer, Transfer
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Oct 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 1988 · Amount on File
Deed Sale	Aug 11, 1988 · Amount on File
Prior Sale	Dec 20, 1984 · Amount on File
Deed Document Number	1988394622
Last Transfer Date	May 18, 2022
Transfer Doc	0000223113
Record Updated	Oct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 25, 2022
Property Address	511 COCHRAN AVE, SAN DIEGO, CA 92154-1629
Document Number	0000223113
Map Reference	MAP 4422
Instrument Date	May 18, 2022
Instrument	2022-0223113
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	544 LE MAY AVE, SAN DIEGO, CA 92154-1646

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	511 COCHRAN AVE, SAN DIEGO, CA 92154-1629
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	544 LE MAY AVE, SAN DIEGO, CA 92154-1646

Mortgage

Document Number	0000026749
Date	Jan 13, 2021
Instrument	2021-0026749

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	511 COCHRAN AVE, SAN DIEGO, CA 92154-1629
Document Number	0000455030
Instrument Date	Oct 26, 2018
Transaction Type	Mortgage
Record Updated	Nov 8, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	544 LE MAY AVE SAN DIEGO CA 921541646, SAN DIEGO, CA 92154-1646

Mortgage

Document Number	0000455030
Date	Oct 31, 2018
Instrument	455030

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 511 Cochran Ave was $3,124.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$219,376 (+2%) Land $80,361 Building $139,015
2025	$3,124.00	$215,076 Land $78,786 Building $136,290
2023	$2,475.00 (+2.95%)	$206,727 Land $75,728 Building $130,999
2022	$2,404.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 511 Cochran Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 Cochran Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-AM WATER CORONADO private · serves 106,000 people · EPA ID CA3710001
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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