Olmsted County property record for 511 Cliff St NE, Chatfield, MN 55923
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,426 sqft · built 1964 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Jun 2019) |
| Tax Bill | $4,848 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51.31.42.000268 |
| Primary APN | 51.31.42.000268 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,426 sqft Living Area |
| 1st Floor Area | 1,426 sqft |
| Basement Area | 1,426 sqft |
| Finished Basement | 638 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,498 sqft (0.241 acres) |
| Lot Dimensions | 150 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 250 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 511 CLIFF ST NE |
|---|---|
| City | CHATFIELD |
| State | MN |
| Zip | 55923-1044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-31 TWP-105 RANGE-011 T B TWIFORDS ADD LOT-003 BLOCK-008 E70FT LOT 3 BLK 8 |
| Legal Range | 11 |
| Legal Township | 105 |
| Legal Section | 31 |
| Legal Subdivision | T B TWIFORDS ADD |
| Legal Block | 8 |
| Legal Lot Number | 3 |
| Jurisdiction | OLMSTED MN |
| Township / Civil Division | CHATFIELD |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 2000 |
Source: Olmsted County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 511 CLIFF ST NE, CHATFIELD, MN 55923-1044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Jun 19, 2019 | Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Apr 20, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2019 · Amount on Record |
| Deed Sale | Jun 19, 2019 · Amount on Record |
| Prior Sale | Apr 20, 2018 · Amount on Record |
| Deed Document Number | 20191474332 |
| Last Transfer Date | Feb 24, 2025 |
| Transfer Doc | 00A1623059 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLMSTED MN |
| Recording Date | Jul 10, 2026 |
| Property Address | 511 CLIFF ST NE, CHATFIELD, MN 55923-1044 |
| Document Number | 0001648572 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 20261648572 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2026 |
| Title Company | ROCHESTER TITLE |
| Name | Verified Name |
|---|---|
| Address | 511 CLIFF ST NE, CHATFIELD, MN 55923-1044 |
| Document Number | 0001648572, |
|---|---|
| Date | Jul 10, 2026 |
| Instrument | 20261648572 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLMSTED MN |
| Property Address | 511 CLIFF ST NE, CHATFIELD, MN 55923-1044 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | A1545706 |
|---|---|
| Date | Sep 7, 2021 |
| Instrument | A-1545706 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLMSTED MN |
| Recording Date | Jun 19, 2019 |
| Property Address | 511 CLIFF ST NE, CHATFIELD, MN 55923-1044 |
| Document Number | A1474332 |
| Instrument Date | Jun 10, 2019 |
| Instrument | A-1474332 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $825.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 511 CLIFF ST NE, CHATFIELD, MN 55923-1044 |
| Document Number | A1474333 |
|---|---|
| Date | Jun 19, 2019 |
| Instrument | A-1474333 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLMSTED MN |
| Recording Date | Apr 20, 2018 |
| Property Address | 511 CLIFF ST NE, CHATFIELD, MN 55923-1044 |
| Document Number | A1447281 |
| Instrument Date | Mar 22, 2018 |
| Instrument | A-1447281 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $231.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 925 FILLMORE ST SE, CHATFIELD, MN 55923-1540 |
Source: Olmsted County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Olmsted County |
| Municipality | Chatfield City |
| Unified School District | Chatfield Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,848.00 (-0.29%) Homeowner's exemption | ||
| 2025 | $4,862.00 Homeowner's exemption | $283,400 (-3.14%) Land $32,800 Building $250,600 | $302,700 (+3.45%) Land $35,000 Building $267,700 |
| 2024 | $292,600 Land $35,000 Building $257,600 | $292,600 Land $35,000 Building $257,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Chatfield serves 3,005 people · EPA ID MN1230002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hiawatha Broadband Communications Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber, Fixed Wireless in parts of the area | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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