511 Clay St, Cheney, WA 99004 Property Records

Spokane County property record for 511 Clay St, Cheney, WA 99004

Property Summary

Property Type	Apartments (5+ Units)
Details	38 bd · 18 ba · 11,096 sqft · built 2007
Lot Size	0.682 acres (29,686 sqft)
Owner	Company Name on Record
Last Sale	$1,650,000 (Jun 2023)
Tax Bill	$17,704 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13124.0042`

Property Details

APN / Parcel Number

Primary APN	`13124.0042`

Interior

Bedrooms	38 Beds
Full Baths	18 Baths
Total Rooms	55 Rooms
Stories	2 Stories
Building Area	11,096 sqft Living Area
1st Floor Area	5,548 sqft
2nd Floor Area	1,344 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Duplex Single
Exterior Material	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,686 sqft (0.682 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	5 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	511 CLAY ST
City	CHENEY
State	WA
Zip	99004-5091
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R-3H
Legal Description	CHENEY SHORT PLAT NO. 84-2 TRACTS B & C
Legal Range	41E
Legal Township	23N
Legal Section	12
Legal Subdivision	CHENEY SHORT 84-2
Legal Tract	B
Legal Lot Number	B-C
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	3
Census Block	3010
Census Tract	14001

Owner

Source: Spokane County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5233B RUSSELL AVE NW, SEATTLE, WA 98107-3916
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Warranty Deed, Transfer · Commercial Mortgage SPOKANE TEACHERS CU
Sep 27, 2021	Warranty Deed, Transfer · Commercial Mortgage NUMERICA CU
Feb 3, 2019	Loan Modification, Mortgage WASHINGTON TR BK
Feb 3, 2018	Loan Modification, Mortgage WASHINGTON TR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2023 · Amount on Record
Deed Sale	Jun 9, 2023 · Amount on Record
Prior Sale	Sep 27, 2021 · Amount on Record
Deed Document Number	20237289340
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 9, 2023
Property Address	511 CLAY ST, CHENEY, WA 99004-5091
Document Number	0007289340
Map Reference	VOL 3 PG 61
Instrument Date	Jun 1, 2023
Instrument	7289340
Transaction Type	Transfer
Record Updated	Jun 21, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30,267.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5233 RUSSELL AVE NW # B, B, SEATTLE, WA 98107-3916

Mortgage

Document Number	0007289341
Date	Jun 9, 2023
Instrument	7289341

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 27, 2021
Property Address	511 CLAY ST, CHENEY, WA 99004-5091
Document Number	0007130881
Map Reference	VOL 3 PG 61
Instrument Date	Sep 24, 2021
Instrument	7130881
Transaction Type	Transfer
Record Updated	Oct 1, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$24,007.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 S POST ST STE 2280, 2280, SPOKANE, WA 99201-4900

Mortgage

Document Number	0007130882
Date	Sep 27, 2021
Instrument	7130882

Lender

Name	NUMERICA CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	0007132038
Date	Sep 29, 2021
Instrument	7132038

Lender

Name	RANDALL GILLINGHAM
Type	Private Party
Address	421 W RIVERSIDE AVE STE 407, SPOKANE, WA 99201

Agreement

Amount	Amount Recorded

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SPOKANE WA
Property Address	511 CLAY ST, CHENEY, WA 99004-5091
Document Number	0006785675
Instrument Date	Feb 3, 2019
Transaction Type	Mortgage
Record Updated	Mar 22, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1414 W BORDEN RD SPOKANE WA 992247412, SPOKANE, WA 99224-7412

Mortgage

Document Number	0006785675
Date	Mar 4, 2019
Instrument	6785675

Lender

Name	WASHINGTON TR BK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Amount	Amount Recorded

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SPOKANE WA
Property Address	511 CLAY ST, CHENEY, WA 99004-5091
Document Number	0006679812
Instrument Date	Feb 3, 2018
Transaction Type	Mortgage
Record Updated	Feb 12, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9701 W CHAMPION LN CHENEY WA 990049605, CHENEY, WA 99004-9605

Mortgage

Document Number	0006679812
Date	Feb 5, 2018
Instrument	6679812

Lender

Name	WASHINGTON TR BK
Type	Bank
Address	717 W SPRAGUE AVE, SPOKANE, WA 99201-3922

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,704.00 (+7.09%)	$1,426,600 (-10.47%) Land $148,430 Building $1,278,170	$1,426,600 (-10.47%) Land $148,430 Building $1,278,170
2025	$16,532.00 (+14.64%)	$1,593,400 (-7.71%) Land $148,430 Building $1,444,970	$1,593,400 (-7.71%) Land $148,430 Building $1,444,970
2024		$1,726,600 (+71.6%) Land $148,430 Building $1,578,170	$1,726,600 (+71.6%) Land $148,430 Building $1,578,170
2023	$14,421.00 (+29.7%)	$1,006,200 Land $148,430 Building $857,770	$1,006,200 Land $148,430 Building $857,770
2022	$11,119.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 68% of Washington
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DCI Cable	1,000 / 100

May also be available: CenturyLink, Verizon, Wired or Wireless, Ziply Fiber.

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