511 Circle Dr, Sunrise Beach (Llano), TX 78643 Property Records

Llano County property record for 511 Circle Dr, Sunrise Beach, TX 78643

Property Summary

Property TypeSingle Family Home
Details3,877 sqft · built 2010
Lot Size0.313 acres (13,644 sqft)
Owner2 Individual Names on File
Tax Bill$19,510 (2026)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone AE (high risk)
APN10545-000-0013-0

Property Details

APN / Parcel Number

Primary APN10545-000-0013-0
Alternative APN
  • 7956

Interior

Stories2 Stories
Building Area3,877 sqft Living Area
1st Floor Area2,488 sqft
2nd Floor Area1,039 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Roof TypeHip
Roof MaterialAsbestos
Lot Area13,644 sqft (0.313 acres)
Lot Width55 ft Width
Garage TypeMixed
Garage Area294 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area779 sqft
Patio Area16 sqft
Storage Building30 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number10545-000-0013-0
Street Address511 CIRCLE DR
CitySUNRISE BEACH
StateTX
Zip78643-9330
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGRANITE SHOALS LAKE ESTATES LT 13
Legal SubdivisionGRANITE SHOALS LAKE ESTATES
Legal Lot Number13
JurisdictionLLANO TX
Township / Civil DivisionLLANO SOUTH
Census Block Group1
Census Block1006
Census Tract970300

Owner

Source: Llano County assessment roll, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address511 CIRCLE DR, SUNRISE BEACH, TX 78643-9330
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLLANO TX
Property Address511 CIRCLE DR, SUNRISE BEACH, TX 78643-9330
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2002639
DateMay 4, 2020
Instrument20-02639
Lender
NameGARDNER FINANCIAL SERVICES LTD
TypeFunding / Finance Company
AddressSAN ANTONIO, TX 78231
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2035

Tax Assessment & Valuation

Source: Llano County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLlano County
MunicipalitySunrise Beach Village City
Unified School DistrictLlano Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$19,510.00 (+252.99%)
2025$5,527.00 (-63.01%) Homeowner's exemption Senior Citizen's exemption$1,406,225 (-3.98%) Land $681,590 Building $928,220$1,609,810 (+9.92%) Land $681,590 Building $928,220
2023$14,942.00 Homeowner's exemption Senior Citizen's exemption$1,464,580 Land $577,990 Building $886,590$1,464,580 Land $577,990 Building $886,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 146 policies
Nearby Flood Policies146 in force
Nearby Flood Claims99 (1980–2025)
Claims Outside the SFHA14 of 99
Most Recent ClaimMay 2025 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Oct 2018 · 74 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 97.4% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SUNRISE BEACH VILLAGE
serves 791 people · EPA ID TX1500010
Water SourceGroundwater
Last State InspectionDec 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
1,000 / 1,000
VGI Technology
Fixed Wireless
1,000 / 200
Vyve Broadband
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Zero2 Wireless
Fixed Wireless
200 / 35

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