511 Cindy Ct, Sterling, VA 20164 Property Records

Loudoun County property record for 511 Cindy Ct, Sterling, VA 20164

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,420 sqft · built 1987
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$499,000 (Aug 2014)
Tax Bill	$5,663 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015-35-5801-000`

Property Details

APN / Parcel Number

Primary APN	`015-35-5801-000`
Alternative APN	`81 H 5 204`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,420 sqft Living Area
1st Floor Area	1,188 sqft
Basement Area	1,188 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Garage Type	Attached
Garage Area	480 sqft
Porch	Open Porch
Porch Area	264 sqft
Patio Area	378 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	511 CINDY CT
City	STERLING
State	VA
Zip	20164-1946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	SPRING GROVE FARM SEC.1C LOT 204 1452--78
Legal Subdivision	SPRING GROVE FARM
Legal Block	3
Legal Lot Number	204
Jurisdiction	LOUDOUN VA
Township / Civil Division	STERLING
Census Block Group	3
Census Block	3002
Census Tract	611400

Owner

511 Cindy Ct is owned and occupied by two individuals who acquired it in December 2016.

Source: Loudoun County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	511 CINDY CT, STERLING, VA 20164-1946
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORPORATION
Sep 23, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Jul 20, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2014 · Amount on File
Deed Sale	Aug 20, 2014 · Amount on File
Prior Sale	Aug 26, 1996 · Amount on File
Deed Document Number	201446353
Last Transfer Date	Dec 9, 2016
Transfer Doc	0000085068
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Recording Date	Jul 30, 2026
Property Address	511 CINDY CT, STERLING, VA 20164-1946
Document Number	0000039306
Instrument Date	Jul 22, 2026
Instrument	202639306
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039306,
Date	Jul 30, 2026
Instrument	202639306

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.49%
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	511 CINDY CT, STERLING, VA 20164-1946
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000099411
Date	Sep 23, 2021
Instrument	202109230099411

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	511 CINDY CT, STERLING, VA 20164-1946
Document Number	20200728061392
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 CINDY CT STERLING VA 201641946, STERLING, VA 20164-1946

Mortgage

Document Number	20200728061392
Date	Jul 28, 2020
Instrument	61392

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 511 Cindy Ct was $5,663, down 1.8% from the year before.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,663.00 (-1.82%)	$703,600 (-1.81%) Land $240,100 Building $463,500	$703,600 (-1.81%) Land $240,100 Building $463,500
2025	$5,768.00	$716,540 Land $240,100 Building $476,440	$716,540 Land $240,100 Building $476,440
2023	$5,347.00	$611,130 Land $230,100 Building $381,030	$611,130 Land $230,100 Building $381,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 511 Cindy Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 Cindy Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Cox Communications Cable	2,000 / 35

May also be available: Xfinity.

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