Berkeley County property record for 511 Cinder Ct, Summerville, SC 29486
| Property Type | Single Family Home |
|---|---|
| Details | 2,978 sqft · built 2012 |
| Lot Size | 0.248 acres (10,831 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Sep 2018) |
| Tax Bill | $1,632 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage Oct 2017 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 195-07-03-022 |
| Primary APN | 195-07-03-022 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,978 sqft Finished Area |
| Gross Area | 3,672 sqft |
| 1st Floor Area | 2,586 sqft |
| 2nd Floor Area | 392 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Roof Type | Gable |
| Lot Area | 10,831 sqft (0.248 acres) |
| Garage Area | 528 sqft |
| Porch | Patio |
| Porch Area | 200 sqft |
| Street Address | 511 CINDER CT |
|---|---|
| City | SUMMERVILLE |
| State | SC |
| Zip | 29486-5363 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BERKELEY C |
| Legal Description | LOT 208 - PH 5 |
| Legal Subdivision | CANE BAY (SWEET WATER) |
| Legal Lot Number | 208 |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | GOOSE CREEK-HANAHAN |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 20711 |
511 Cinder Ct is owned and occupied by an individual who bought it in September 2018.
Source: Berkeley County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 511 CINDER CT, SUMMERVILLE, SC 29486-5363 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 20, 2017 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Oct 17, 2017 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Jun 18, 2019 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 11, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Mar 24, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Sep 25, 2018 | Deed, Transfer · VA Mortgage DITECH FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2018 · Amount on File |
| Deed Sale | Sep 25, 2018 · Amount on File |
| Prior Sale | Jun 28, 2012 · Amount on File |
| Deed Document Number | 201832563 |
| Deed Book / Page | 2850 / 213 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 511 CINDER CT, SUMMERVILLE, SC 29486-5363 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02394/0941 |
|---|---|
| Date | Feb 20, 2017 |
| Book Page | 2394/0941 |
| Instrument | 2017005622 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 511 CINDER CT, SUMMERVILLE, SC 29486-5363 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Title Company | COMMONWEALTH USA SETTLEMENTS |
| Name | Verified Name |
|---|
| Document Number | 02588/0338 |
|---|---|
| Date | Oct 17, 2017 |
| Book Page | 2588/0338 |
| Instrument | 2017037605 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 511 CINDER CT, SUMMERVILLE, SC 29486-5363 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 03051/0072 |
|---|---|
| Date | Jun 18, 2019 |
| Book Page | 3051/0072 |
| Instrument | 2019020634 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 511 CINDER CT, SUMMERVILLE, SC 29486-5363 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 03648/0167 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 3648/167 |
| Instrument | 2021001396 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 511 CINDER CT, SUMMERVILLE, SC 29486-5363 |
| Document Number | 3330/0138 |
| Instrument Date | Mar 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 511 CINDER CT SUMMERVILLE SC 294865363, SUMMERVILLE, SC 29486-5363 |
| Document Number | 3330/0138 |
|---|---|
| Date | Apr 15, 2020 |
| Book Page | 003330/000138 |
| Instrument | 12979 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 14, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Sep 25, 2018 |
| Property Address | 511 CINDER CT, SUMMERVILLE, SC 29486-5363 |
| Document Number | 02850/0213 |
| Book / Page | 2850 / 0213 |
| Map Reference | CAB N PG 235P&236P |
| Instrument Date | Sep 20, 2018 |
| Instrument | 2018032563 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,184.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 511 CINDER CT, SUMMERVILLE, SC 29486-5363 |
| Document Number | 2018032564 |
|---|---|
| Date | Sep 25, 2018 |
| Instrument | 2018032564 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
The 2025 property tax bill for 511 Cinder Ct was $1,632 with a homeowner's exemption, up 3.8% from the year before.
Source: Berkeley County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $364,205 (+2,399.86%) Land $59,365 Building $304,840 | $490,800 (-) Land $80,000 Building $410,800 | |
| 2025 | $1,632.00 (+3.82%) | $14,569 (-) Land $2,375 Building $12,194 | $490,800 (-) Land $80,000 Building $410,800 |
| 2024 | $1,572.00 Homeowner's exemption | $14,569 Land $2,375 Building $12,194 | $490,800 Land $80,000 Building $410,800 |
| 2022 | $1,574.00 Homeowner's exemption | $12,668 Land $1,600 Building $11,068 | $316,700 Land $40,000 Building $276,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 511 Cinder Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 230 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 230 in force |
| Nearby Flood Claims | 3 (2015–2019) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Dec 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 511 Cinder Ct is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 70% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Home Telecom Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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