511 Chestnut St, Ridgefield, NJ 07657 Property Records

Bergen County and Ridgefield Borough property record for 511 Chestnut St, Ridgefield, NJ 07657

Property Summary

Property Type	Single Family Home
Details	1,573 sqft · built 1954
Lot Size	0.168 acres (7,301 sqft)
Owner	Individual Name on Record
Last Sale	$594,600 (Jul 2018)
Tax Bill	$12,221 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-02003-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`49-02003-0000-00006`
Alternative APNs	`4900093000000022` `490200300006`

Interior

Stories	1 Story
Building Area	1,573 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Stucco
Lot Area	7,301 sqft (0.168 acres)
Lot Dimensions	100 ft deep x 73 ft wide

Location & Zoning

Old Parcel Number	4900093000000022
Street Address	511 CHESTNUT ST
City	RIDGEFIELD
State	NJ
Zip	07657-1810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	L23-24 73X100 L23,24
Legal Block	2003
Legal Lot Number	6
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEFIELD
Census Block Group	3
Census Block	3005
Census Tract	45102

Owner

Source: Bergen County and Ridgefield Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	511 CHESTNUT ST, RIDGEFIELD, NJ 07657-1810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2018 · Amount on Record
Deed Sale	Jul 5, 2018 · Amount on Record
Prior Sale	Jun 17, 2004 · Amount on Record
Deed Document Number	201818-047084
Deed Book / Page	2985 / 1852
Prior Transfer Date	Feb 25, 1998
Prior Transfer Doc	0000033398
Record Updated	Oct 29, 2026

July 2018: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	BERGEN NJ
Recording Date	Jul 5, 2018
Property Address	511 CHESTNUT ST, RIDGEFIELD, NJ 07657-1810
Document Number	0029851852
Book / Page	002985 / 001852
Instrument Date	Jun 22, 2018
Instrument	47084
Transaction Type	Transfer
Record Updated	Jul 20, 2018
Title Company	RIVERSIDE ABSTRACT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$594.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 CHESTNUT ST RIDGEFIELD NJ 076571810, RIDGEFIELD, NJ 07657-1810

Mortgage

Document Number	29851857
Date	Jul 5, 2018
Book Page	002985/001857
Instrument	47084

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2048

Tax Assessment & Valuation

Source: Bergen County and Ridgefield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgefield Borough
Unified School District	Ridgefield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$730,600 (+1.28%) Land $383,500 Building $347,100	$730,600 (+1.28%) Land $383,500 Building $347,100
2025	$12,221.00 (+2.91%)	$721,400 (+5.38%) Land $377,500 Building $343,900	$721,400 (+5.38%) Land $377,500 Building $343,900
2024	$11,876.00 (+5.03%)
2023		$684,600 Land $358,500 Building $326,100	$684,600 Land $358,500 Building $326,100
2022	$11,307.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	10 (2018–2025)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 849 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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