511 Charman St, Oregon City, OR 97045 Property Records

Clackamas County property record for 511 Charman St, Oregon City, OR 97045

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,695 sqft · built 1974
Lot Size	0.292 acres (12,734 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Apr 2018)
Tax Bill	$7,510 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Jan 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32E06BA03328`

Property Details

APN / Parcel Number

Primary APN	`32E06BA03328`
Alternative APN	`00853268`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,695 sqft Living Area
1st Floor Area	1,372 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Exterior Material	Other
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	12,734 sqft
Garage Area	945 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	00853268
Street Address	511 CHARMAN ST
City	OREGON CITY
State	OR
Zip	97045-3211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	1561 RIVERCREST PARK #4 LT 3 BLK 17
Legal Range	02E
Legal Township	03S
Legal Section	06
Legal Quarter	NW
Quarter-Quarter Section	NE
Legal Subdivision	RIVERCREST PARK
Legal Block	17
Legal Lot Number	3
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	1
Census Block	1006
Census Tract	22501

Owner

511 Charman St is owned and occupied by an individual who bought it in April 2018.

Source: Clackamas County records, as of November 17, 2025

Owner of Record	Individual Name on File
Mailing Address	511 CHARMAN ST, OREGON CITY, OR 97045-3211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2019	Deed of Trust, Mortgage · VA Mortgage NATIONS DIRECT MORTGAGE LLC
Jan 16, 2019	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Jan 8, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONS DIRECT MORTGAGE LLC
Apr 13, 2018	Warranty Deed, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2018 · Amount on File
Deed Sale	Apr 13, 2018 · Amount on File
Prior Sale	Apr 20, 2016
Deed Document Number	2018-022748
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	511 CHARMAN ST, OREGON CITY, OR 97045-3211
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071569
Date	Nov 12, 2019
Instrument	2019-071569

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	511 CHARMAN ST, OREGON CITY, OR 97045-3211
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002539
Date	Jan 16, 2019
Instrument	2019-002539

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	511 CHARMAN ST, OREGON CITY, OR 97045-3211
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002444
Date	Jan 8, 2021
Instrument	2021-002444

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Apr 13, 2018
Property Address	511 CHARMAN ST, OREGON CITY, OR 97045-3211
Document Number	0000022748
Instrument Date	Apr 11, 2018
Instrument	2018-022748
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 CHARMAN ST, OREGON CITY, OR 97045-3211

Mortgage

Document Number	0000022749
Date	Apr 13, 2018
Instrument	2018-022749

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 511 Charman St was $7,510.

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Oregon City
Unified School District	Oregon City School District 62 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,510.00	$374,873	$819,050 Land $210,550 Building $608,500
2023	$6,646.00 (+6.03%)	$353,355 (+3%)	$795,035 (+2.12%) Land $202,905 Building $592,130
2022	$6,268.00	$343,064	$778,518 Land $198,788 Building $579,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 511 Charman St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 511 Charman St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 33,940 people · EPA ID OR4101511
Water Source	Purchased surface water from SOUTH FORK WATER BOARD
Last State Inspection	Dec 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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