Rowan County property record for 511 Charles St, Spencer, NC 28159 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,504 sqft · built 1989 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,582 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 036A149 |
| Primary APN | 036A149 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,504 sqft Living Area |
| 1st Floor Area | 1,504 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Area | 520 sqft |
| Porch | Porch |
| Porch Area | 156 sqft |
| Storage Building | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 511 CHARLES ST |
|---|---|
| City | SPENCER |
| State | NC |
| Zip | 28159-1703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L6 .40AC |
| Legal Subdivision | FORESTDALE |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | SALISBURY |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 50700 |
Source: Rowan County records · APN 036A149
Assessment roll updated August 8, 2025 · Last verified April 2026
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| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 511 CHARLES ST, SPENCER, NC 28159-1703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Apr 12, 2010 |
| Transfer Doc | 0011600069 |
| Record Updated | Jun 08, 2026 |
Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,582.00 | $228,520 (-) Land $26,500 Building $202,020 | |
| 2023 | $2,582.00 | $228,520 Land $26,500 Building $202,020 | $228,520 Land $26,500 Building $202,020 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 4,762 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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