511 Charles St, Chittenango, NY 13037 Property Records

Madison County and Sullivan Town property record for 511 Charles St, Chittenango, NY 13037

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 895 sqft · built 1953
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$68,000 (Dec 2012)
Tax Bill	$3,721 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit
APN	`254801 49.22-1-25`

Property Details

APN / Parcel Number

Primary APN	`254801 49.22-1-25`
Alternative APNs	`480104902200010250000000` `5788`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	895 sqft Living Area
1st Floor Area	895 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Composition/Composite
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5788.
Street Address	511 CHARLES ST
City	CHITTENANGO
State	NY
Zip	13037-1107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	25.000
Jurisdiction	MADISON NY
Township / Civil Division	SULLIVAN
Census Block Group	2
Census Block	2027
Census Tract	30401

Owner

Source: Madison County and Sullivan Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	511 CHARLES ST, CHITTENANGO, NY 13037-1107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2012 · Amount on Record
Deed Sale	Dec 14, 2012 · Amount on Record
Deed Book / Page	2012 / 8441
Prior Transfer Date	Sep 13, 2001
Prior Transfer Doc	1205000306
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NY
Recording Date	Aug 18, 2026
Property Address	511 CHARLES ST, CHITTENANGO, NY 13037-1107
Document Number	0000003813
Instrument Date	Jul 31, 2026
Instrument	20263813
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 CHARLES ST, CHITTENANGO, NY 13037-1107

Mortgage

Document Number	0000003813,
Date	Aug 18, 2026
Instrument	20263813

Lender

Name	EMPOWER FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Madison County and Sullivan Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Madison County
County Subdivision	Sullivan Town
Municipality	Chittenango Village
Unified School District	Chittenango Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,721.00 (+119.27%) Homeowner's exemption
2025	$1,697.00	$75,800 (-) Land $15,100 Building $60,700	$127,395 (+15.97%) Land $25,378 Building $102,017
2023		$75,800 Land $15,100 Building $60,700	$109,855 Land $21,884 Building $87,971

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCWA public/private · serves 350,000 people · EPA ID NY3304336
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20