511 Cedarwood Dr, Monroe, NC 28112 Property Records

Union County property record for 511 Cedarwood Dr, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,052 sqft · built 1979
Lot Size	2.44 acres (106,286 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Sep 2017)
Tax Bill	$1,839 (2025)
Deeds & Mortgages	Jun 2020 Transfer Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-171-021`

Property Details

APN / Parcel Number

Primary APN	`04-171-021`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,052 sqft Living Area
1st Floor Area	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	106,286 sqft (2.44 acres)
Garage Type	Detached
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	278 sqft
Deck Area	320 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	511 CEDARWOOD DR
City	MONROE
State	NC
Zip	28112-9505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	#14 CEDARWOOD OPCA104B
Legal Subdivision	CEDARWOOD SOUTH
Legal Lot Number	14
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	1
Census Block	1001
Census Tract	20902

Owner

511 Cedarwood Dr is owned and occupied by an individual who acquired it in May 2020.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	511 CEDARWOOD DR, MONROE, NC 28112-9505
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2020	Quit Claim Deed, Transfer SERVICELINK EAST ESCROW
Jun 10, 2020	Quit Claim Deed, Transfer THIRD FED'L S&L ASSN/CLEVELAND
Sep 8, 2017	Warranty Deed, Transfer · FHA Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2017 · Amount on File
Deed Sale	Sep 8, 2017 · Amount on File
Prior Sale	Mar 13, 2002 · Amount on File
Deed Document Number	201726506
Deed Book / Page	7011 / 702
Last Transfer Date	May 19, 2020
Transfer Doc	7696223
Record Updated	Oct 29, 2026

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Jun 12, 2020
Property Address	511 CEDARWOOD DR, MONROE, NC 28112-9505
Document Number	7700309
Book / Page	007700 / 000309
Instrument Date	Jun 1, 2020
Instrument	21111
Transaction Type	Transfer
Record Updated	Jul 31, 2020
Title Company	SERVICELINK EAST ESCROW

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 CEDARWOOD DR MONROE NC 281129505, MONROE, NC 28112-9505

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Jun 10, 2020
Property Address	511 CEDARWOOD DR, MONROE, NC 28112-9505
Document Number	7696223
Book / Page	007696 / 000223
Instrument Date	May 19, 2020
Instrument	20569
Transaction Type	Transfer
Record Updated	Aug 3, 2020
Title Company	SERVICELINK EAST ESCROW

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 CEDARWOOD DR MONROE NC 281129505, MONROE, NC 28112-9505

Mortgage

Document Number	7696227
Date	Jun 10, 2020
Book Page	007696/000227
Instrument	20570

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 9, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.19%

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 8, 2017
Property Address	511 CEDARWOOD DR, MONROE, NC 28112-9505
Document Number	7011702
Book / Page	007011 / 000702
Instrument Date	Sep 8, 2017
Instrument	26506
Transaction Type	Transfer
Record Updated	Nov 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	511 CEDARWOOD DR MONROE NC 281129505, MONROE, NC 28112-9505

Mortgage

Document Number	7011704
Date	Sep 8, 2017
Book Page	007011/000704
Instrument	26507

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 7, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 511 Cedarwood Dr was $1,839.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$407,500 (-) Land $85,200 Building $322,300	$407,500 (-) Land $85,200 Building $322,300
2025	$1,839.00	$407,500 Land $85,200 Building $322,300	$407,500 Land $85,200 Building $322,300
2023	$1,355.00	$223,000 Land $47,900 Building $175,100	$223,000 Land $47,900 Building $175,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 511 Cedarwood Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 Cedarwood Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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