511 Cecilia Smith Mill Rd, Cecilia, KY 42724 Property Records

Hardin County property record for 511 Cecilia Smith Mill Rd, Cecilia, KY 42724

Property Summary

Property TypeSingle Family Home
OwnerIndividual Name on Record
Last Sale$280,000 (Nov 2022)
Tax Bill$2,202 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN169-00-05-009

Property Details

APN / Parcel Number

Primary APN169-00-05-009

Location & Zoning

Street Address511 CECILIA SMITH MILL RD
CityCECILIA
StateKY
Zip42724-9657
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRUSSELL RIDGE EST LT 9
Legal SubdivisionRUSSELL RIDGE EST
Legal Lot Number9
JurisdictionHARDIN KY
Township / Civil DivisionELIZABETHTOWN
Census Block Group3
Census Block3010
Census Tract1701

Owner

Source: Hardin County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address511 CECILIA SMITH MILL RD, CECILIA, KY 42724-9657
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 10, 2022 · Amount on Record
Deed SaleNov 10, 2022 · Amount on Record
Deed Document Number0001544228
Deed Book / Page1544 / 228
Record UpdatedJun 8, 2026

November 2022: Deed, Transfer

Document TypeDeed
JurisdictionHARDIN KY
Recording DateNov 10, 2022
Property Address511 CECILIA SMITH MILL RD, CECILIA, KY 42724-9657
Document Number001544/228
Book / Page1544 / 228
Map ReferenceCAB 1 SH 6791
Instrument DateNov 2, 2022
Transaction TypeTransfer
Record UpdatedNov 16, 2023
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$280.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3378 SPORTSMAN LAKE RD, ELIZABETHTOWN, KY 42701-8276

Transferred To (Grantee/Buyer)

NameVerified Name
Address511 CECILIA SMITHS MILL RD, CECILIA, KY 42724-9657

Mortgage

Document Number0002463172
DateNov 10, 2022
Instrument2463/172
Lender
NameSOUTH CENTRAL BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyHardin County
Unified School DistrictHardin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,202.00 Disabled Person's exemption Additional exemption filed$280,000 (-) Land $36,900 Building $243,100$280,000 (-) Land $36,900 Building $243,100
2023$280,000 Land $36,900 Building $243,100$280,000 Land $36,900 Building $243,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARDIN COUNTY WATER DISTRICT #2
serves 76,326 people · EPA ID KY0470175
Water SourceSurface water
Last State InspectionSep 2025
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Brandenburg Telecom
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
200 / 20

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