511 Cassandra Ln, Lynn Haven, FL 32444 Property Records

Bay County property record for 511 Cassandra Ln, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,529 sqft · built 2003
Lot Size	0.191 acres (8,319 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Jul 2019)
Tax Bill	$2,630 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11633-451-000`

Property Details

APN / Parcel Number

Primary APN	`11633-451-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,529 sqft Living Area
Gross Area	1,949 sqft
1st Floor Area	1,463 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2018
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,319 sqft (0.191 acres)
Garage Type	Attached
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	1,152 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	130 sqft
Patio Area	80 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	511 CASSANDRA LN
City	LYNN HAVEN
State	FL
Zip	32444-8340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UND
Legal Description	TIMBERS SUBDIV 103B4 LOT 51 ORB 4150 P 2025
Legal Range	14W
Legal Township	03S
Legal Section	16
Legal Subdivision	TIMBERS SUBDIV
Legal Lot Number	51
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	4
Census Block	4004
Census Tract	1302

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	511 CASSANDRA LN, LYNN HAVEN, FL 32444-8340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2019 · Amount on Record
Deed Sale	Jul 31, 2019 · Amount on Record
Prior Sale	Mar 17, 2015 · Amount on Record
Deed Document Number	201968914
Deed Book / Page	4150 / 2025
Prior Transfer Date	May 7, 2014
Prior Transfer Doc	0036290161
Record Updated	Jun 8, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jul 31, 2019
Property Address	511 CASSANDRA LN, LYNN HAVEN, FL 32444-8340
Document Number	0041502025
Book / Page	4150 / 2025
Map Reference	MB 18 PG 85&86
Instrument Date	Jul 30, 2019
Instrument	2019068914
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	165 CARRIAGE HILLS BLVD APT 715, 165, CONROE, TX 77384-3646

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 CASSANDRA LN, LYNN HAVEN, FL 32444-8340

Mortgage

Document Number	0041502027
Date	Jul 31, 2019
Instrument	4150/2027

Lender

Name	PANHANDLE EDUCATORS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,630.00 (-2.92%) Homeowner's exemption	$216,431 (+5.99%)	$236,831 (+15.98%) Land $55,470 Building $181,361
2024	$2,709.00 (+3.16%)
2023	$2,626.00 (+6.32%) Homeowner's exemption	$204,205 (+0.22%) Land $44,800 Building $159,405	$204,205 (-0.11%) Land $44,800 Building $159,405
2022	$2,470.00 Homeowner's exemption	$203,750	$204,437 Land $25,123 Building $179,314

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	20 (1984–2021)
Claims Outside the SFHA	8 of 20
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Hurricane Michael, Oct 2018 · 10 claims Severe Storms And Flooding, Jul 2013 · 2 claims Hurricane Opal, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T.

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