511 Caro Ln, Chapin, SC 29036 Property Records

Lexington County property record for 511 Caro Ln, Chapin, SC 29036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,583 sqft · built 2018
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on Record
Last Sale	$123,000 (Jul 2017)
Tax Bill	$2,468 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2018 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001028-01-027`

Property Details

APN / Parcel Number

Primary APN	`001028-01-027`
Alternative APN	`0102801027`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,583 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Fiber Cement Siding
Lot Area	40,075 sqft (0.92 acres)
View / Lot	Waterfront / Beach

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	511 CARO LN
City	CHAPIN
State	SC
Zip	29036-7951
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	OAKBROOK LANDING LOT 27 PH I .92 AC
Legal Subdivision	OAKBROOK LANDING PHASE I
Legal Phase	1
Legal Lot Number	27
Jurisdiction	LEXINGTON SC
Township / Civil Division	CHAPIN
Census Block Group	1
Census Block	1014
Census Tract	21206

Owner

Source: Lexington County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	116 ROSEWOOD HILLS DR, COLUMBIA, SC 29205-3281
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTERSTATE BANK NA
Jan 18, 2018	Trustee's Deed, Construction Loan · Construction Mortgage SOUTH ST BK
Jul 17, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2017 · Amount on Record
Deed Sale	Jul 17, 2017 · Amount on Record
Prior Sale	Jun 29, 2005 · Amount on Record
Deed Document Number	201733604
Deed Book / Page	19349 / 231
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	511 CARO LN, CHAPIN, SC 29036-7951
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2089902898
Date	Oct 15, 2020
Book Page	20899/2898
Instrument	2020047277

Lender

Name	CENTERSTATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

January 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LEXINGTON SC
Recording Date	Jan 18, 2018
Property Address	511 CARO LN, CHAPIN, SC 29036-7951
Book / Page	019753 / 000061
Instrument Date	Jan 17, 2018
Instrument	2197
Transaction Type	Construction Loan
Record Updated	Jan 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 ROSEWOOD HILLS DR COLUMBIA SC 292053281, COLUMBIA, SC 29205-3281

Mortgage

Document Number	1975300061
Date	Jan 18, 2018
Book Page	019753/000061
Instrument	2197

Lender

Name	SOUTH ST BK
Type	Bank
Address	N CHARLESTON, SC 29406

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.37%

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LEXINGTON SC
Recording Date	Jul 17, 2017
Property Address	511 CARO LN, CHAPIN, SC 29036-7951
Document Number	1934900231
Book / Page	019349 / 000231
Instrument Date	Jul 12, 2017
Instrument	33604
Transaction Type	Transfer
Record Updated	Aug 1, 2017

Transaction

Amount	Amount Recorded
Tax	$455.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	116 ROSEWOOD HILLS DR COLUMBIA SC 292053281, COLUMBIA, SC 29205-3281

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,468.00 (+10.08%)	$17,223 (-) Land $5,387 Building $11,836
2024	$2,242.00 (+0.95%)	$17,223 (-) Land $5,387 Building $11,836	$430,592 (-) Land $134,685 Building $295,907
2023	$2,221.00	$17,223 Land $5,387 Building $11,836	$430,592 Land $134,685 Building $295,907

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	2 (2024–2025)
Most Recent Claim	Aug 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BGWC MILMONT SHORES private · serves 57 people · EPA ID SC3250025
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	CITY OF COLUMBIA
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	2.03 mg/L (2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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