511 Carmel Cir, San Mateo, CA 94402 Property Records

San Mateo County property record for 511 Carmel Cir, San Mateo, CA 94402

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,520 sqft · built 1942
Lot Size	0.258 acres (11,218 sqft)
Owner	2 Company Names on Record
Last Sale	$3,800,000 (May 2022)
Tax Bill	$42,320 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit May 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`034-132-360`

Property Details

APN / Parcel Number

Primary APN	`034-132-360`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,520 sqft Living Area
Gross Area	2,980 sqft
1st Floor Area	1,660 sqft
Basement Area	650 sqft
Family Room	Family Room
Study	Study
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	11,218 sqft (0.258 acres)
Lot Dimensions	72 ft deep x 135 ft wide
View / Lot	Corner
Garage Type	Basement
Garage Area	460 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	511 CARMEL CIR
City	SAN MATEO
State	CA
Zip	94402-2014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	PARCEL A OF PARCEL MAP VOL. 88/23-24
Legal Subdivision	PARROTT PARK
Legal Block	4
Legal Lot Number	1,40
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2001
Census Tract	606400

Owner

Source: San Mateo County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5 BUCKTHORN WAY, HILLSBOROUGH, CA 94010-6524
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Grant Deed, Transfer · Line of Credit MORGAN STANLEY BANK
May 27, 2022	Grant Deed, Transfer LAWYERS TITLE COMPANY
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 23, 2020	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2022 · Amount on Record
Deed Sale	May 27, 2022 · Amount on Record
Prior Sale	Jun 18, 2009 · Amount on Record
Deed Document Number	202243696
Prior Transfer Date	Sep 17, 1997
Prior Transfer Doc	0000126182
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Sep 4, 2026
Property Address	511 CARMEL CIR, SAN MATEO, CA 94402-2014
Document Number	0000050420
Instrument Date	Aug 31, 2026
Instrument	202650420
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	TITLE CALIFORNIA INC, ESSENT TITLE OF CALIFORNIA INC

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant

Mortgage

Document Number	0000050421,
Date	Sep 4, 2026
Instrument	202650421

Lender

Name	MORGAN STANLEY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2051

Interest

Max Rate	-1%

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	May 27, 2022
Property Address	511 CARMEL CIR, SAN MATEO, CA 94402-2014
Document Number	0000043696
Map Reference	MB 23 PG 67&68
Instrument Date	Apr 28, 2022
Instrument	2022-043696
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$23,180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	511 CARMEL CIR, SAN MATEO, CA 94402-2014

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	511 CARMEL CIR, SAN MATEO, CA 94402-2014
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NOVARE NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 CARMEL CIR, SAN MATEO, CA 94402-2014

Mortgage

Document Number	0000145916
Date	Dec 16, 2020
Instrument	2020-145916

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	511 CARMEL CIR, SAN MATEO, CA 94402-2014
Document Number	0000037589
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 CARMEL CIR SAN MATEO CA 944022014, SAN MATEO, CA 94402-2014

Mortgage

Document Number	0000037589
Date	Apr 27, 2020
Instrument	37589

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2050

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,537,000 (-) Land $2,544,000 Building $993,000
2025	$42,320.00 (+7.06%)	$3,537,000 (+6.7%) Land $2,606,000 Building $931,000
2023	$39,528.00 (+56.69%)	$3,315,000 Land $2,443,000 Building $872,000	$2,791,350
2022	$25,227.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless · Fiber in parts of the area	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Sonic Telecom, Unwired.

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