Monroe County property record for 511 Caribbean Dr, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5 ba · 5,449 sqft · built 1997 |
| Lot Size | 0.43 acres (18,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Nov 2024) |
| Tax Bill | $7,535 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00453475-012700 |
| Primary APN | 00453475-012700 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 5,449 sqft Living Area |
| Gross Area | 5,981 sqft |
| 1st Floor Area | 4,989 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Plaster |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 18,750 sqft (0.43 acres) |
| Lot Dimensions | 125 ft deep x 150 ft wide |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 532 sqft |
| Pool Area | 420 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 1,411 sqft |
| Patio Area | 2,400 sqft |
| Water Feature | Water Feature |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1556360 |
|---|---|
| Street Address | 511 CARIBBEAN DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | LT 511 & E 1/2 LT 512 PORT LARGO FIFTH ADDITION KEY LARGO PB6-109 OR796-2450 OR837-414 OR1047-1897/1906WILL CASE #88-106-CP-10 OR1057-1285PR OR1106-416 OR1416-617 OR1418-1583/84AFF OR2163-2347Q/C |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 33 |
| Legal Subdivision | PORT LARGO 5TH ADD |
| Legal Lot Number | 511-5 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 970500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
511 Caribbean Dr is owned by two individuals who bought it in November 2024.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 513 CARIBBEAN DR, KEY LARGO, FL 33037-4342 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 12, 2024 · Amount on File |
| Deed Sale | Nov 12, 2024 · Amount on File |
| Prior Sale | Aug 5, 1996 · Amount on File |
| Deed Document Number | 20242480328 |
| Deed Book / Page | 3299 / 1714 |
| Prior Transfer Date | Oct 14, 2005 |
| Prior Transfer Doc | 0021632347 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $914,941 | $2,482,621 Land $1,389,375 Building $1,093,246 | |
| 2024 | $7,535.00 (+3.35%) | ||
| 2023 | $7,291.00 (+6.21%) Homeowner's exemption | $863,259 (+3%) | $2,862,873 (+12.03%) Land $1,806,875 Building $1,055,998 |
| 2022 | $6,865.00 Homeowner's exemption | $838,116 | $2,555,361 Land $1,489,750 Building $1,065,611 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 511 Caribbean Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 595 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 839 units insured incl. 244 condo units |
| Nearby Flood Claims | 304 (1983–2025) |
| Claims Outside the SFHA | 8 of 304 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
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Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 511 Caribbean Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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