511 Cardinal St, Lodi, CA 95240 Property Records

San Joaquin County property record for 511 Cardinal St, Lodi, CA 95240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,648 sqft · built 1954
Lot Size	0.163 acres (7,080 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (May 2018)
Tax Bill	$3,787 (2026)
Deeds & Mortgages	Mar 2020 Mortgage May 2018 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`031-210-120-000`

Property Details

APN / Parcel Number

Primary APN	`031-210-120-000`
Alternative APN	`031-210-12`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,648 sqft Living Area
1st Floor Area	1,648 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Other
Lot Area	7,080 sqft (0.163 acres)
Lot Dimensions	112 ft deep x 60 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	031-210-12
Street Address	511 CARDINAL ST
City	LODI
State	CA
Zip	95240-5610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIECK LOT 25
Legal Subdivision	RIECK TR 01
Legal Block	3
Legal Lot Number	25
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	3
Census Block	3010
Census Tract	4302

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	511 CARDINAL ST, LODI, CA 95240-5610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2020	Deed of Trust, Mortgage · FHA Mortgage ROYAL PACIFIC FUNDING CORP
May 31, 2018	Affidavit of Death, Transfer NORTH AMERICAN TITLE
May 31, 2018	Grant Deed, Transfer · FHA Mortgage UNITED FIDELITY FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2018 · Amount on Record
Deed Sale	May 31, 2018 · Amount on Record
Prior Sale	Mar 25, 2004 · Amount on Record
Deed Document Number	201860265
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	511 CARDINAL ST, LODI, CA 95240-5610
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040088
Date	Mar 31, 2020
Instrument	2020-040088

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company
Address	ELK GROVE, CA 95758

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

May 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 31, 2018
Property Address	511 CARDINAL ST, LODI, CA 95240-5610
Document Number	0000060264
Instrument Date	May 26, 2018
Instrument	60264
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2437 SUMMERFIELD DR STOCKTON CA 95209, STOCKTON, CA 95209

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 31, 2018
Property Address	511 CARDINAL ST, LODI, CA 95240-5610
Document Number	0000060265
Map Reference	VOL 13 PG 112
Instrument Date	May 25, 2018
Instrument	2018-060265
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	511 CARDINAL ST, LODI, CA 95240-5610

Mortgage

Document Number	0000060266
Date	May 31, 2018
Instrument	2018-060266

Lender

Name	UNITED FIDELITY FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,787.00 (+0.34%)
2025	$3,774.00 (+4.23%)	$347,033 (+4.04%) Land $102,402 Building $244,631
2023	$3,621.00 (+2.29%)	$333,560 Land $98,427 Building $235,133	$419,400
2022	$3,540.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, Softcom Internet Communications, Verizon.

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