511 Burlingame Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 511 Burlingame Ave, Capitola, CA 95010

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 781 sqft · built 1954
Lot Size	0.092 acres (4,008 sqft)
Owner	2 Trust Names on Record
Last Sale	$829,000 (Nov 2007)
Tax Bill	$13,596 (2025)
Deeds & Mortgages	Oct 2020 Reverse Mortgage Dec 2017 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`035-094-12`

Property Details

APN / Parcel Number

Primary APN	`035-094-12`
Alternative APN	`035-094-12-000`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	781 sqft Living Area
Gross Area	1,314 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,008 sqft (0.092 acres)
Garage Type	Attached
Garage Area	533 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	511 BURLINGAME AVE
City	CAPITOLA
State	CA
Zip	95010-3307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CAPITOLA 08
Legal Block	B
Legal Lot Number	22
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2017
Census Tract	121802

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	511 BURLINGAME AVE, CAPITOLA, CA 95010-3307
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Dec 12, 2017	Deed of Trust, Mortgage · Reverse Mortgage SYNERGY ONE LENDING
Oct 10, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Dec 4, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2007 · Amount on Record
Deed Sale	Nov 28, 2007 · Amount on Record
Prior Sale	Nov 27, 2002 · Amount on Record
Deed Document Number	200759932
Last Transfer Date	Jun 25, 2016
Transfer Doc	0000027442
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	511 BURLINGAME AVE, CAPITOLA, CA 95010-3307
Transaction Type	Mortgage
Record Updated	May 7, 2021
Title Company	FNC TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 BURLINGAME AVE, CAPITOLA, CA 95010-3307

Mortgage

Document Number	0000043548
Date	Oct 23, 2020
Instrument	2020-0043548

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.78%
Type Change Date	Nov 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	511 BURLINGAME AVE, CAPITOLA, CA 95010-3307
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042129
Date	Dec 12, 2017
Instrument	2017-0042129

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.18%
Type Change Date	Jan 1, 2019
Change Frequency	Annually
Index	1-Year LIBOR

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	511 BURLINGAME AVE, CAPITOLA, CA 95010-3307
Document Number	0000043549
Instrument Date	Oct 10, 2020
Transaction Type	Mortgage
Record Updated	Nov 6, 2020
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	511 BURLINGAME AVE CAPITOLA CA 950103307, CAPITOLA, CA 95010-3307

Mortgage

Document Number	0000043549
Date	Oct 23, 2020
Instrument	43549

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	51 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.78%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	511 BURLINGAME AVE, CAPITOLA, CA 95010-3307
Document Number	0000042130
Instrument Date	Dec 4, 2017
Transaction Type	Mortgage
Record Updated	Mar 23, 2018
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	511 BURLINGAME AVE CAPITOLA CA 950103307, CAPITOLA, CA 95010-3307

Mortgage

Document Number	0000042130
Date	Dec 12, 2017
Instrument	42130

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.18%

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,110,689 (+2%) Land $842,730 Building $267,959
2025	$13,596.00 (+9.77%) Homeowner's exemption	$1,088,910 (+4.04%) Land $826,206 Building $262,704
2023	$12,386.00 (+1.14%) Homeowner's exemption	$1,046,626 Land $794,123 Building $252,503	$973,710
2022	$12,246.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cruzio, GeoLinks, Xfinity.

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