511 Brown Rd, Chattanooga, TN 37421 Property Records

Hamilton County property record for 511 Brown Rd, Chattanooga, TN 37421

Property Summary

Property TypeSingle Family Home
Details2 ba · built 2025
OwnerIndividual Name on File
Last Sale$339,900 (Feb 2026)
Tax Bill$284 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Apr 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN158I F 013.04

Property Details

APN / Parcel Number

Primary APN158I F 013.04
Alternative APN
  • 0000395876

Interior

Full Baths2 Baths
Stories1 Story

Exterior

Year BuiltBuilt 2025
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0000395876
Street Address511 BROWN RD
CityCHATTANOOGA
StateTN
Zip37421-3916
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 5 MERCEDES PB 128 PG 123 OUT OF 158I F 013 FOR 2024
Legal Lot Number5
JurisdictionHAMILTON TN
Township / Civil Division8
Census Block Group2
Census Block2014
Census Tract3400

Owner

511 Brown Rd is owned and occupied by an individual who bought it in February 2026.

Source: Hamilton County records, as of March 6, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address511 BROWN RD, CHATTANOOGA, TN 37421-3916
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2026Warranty Deed, Transfer · FHA Mortgage
TENNESSEE VALLEY FCU
Apr 24, 2025Warranty Deed, Transfer
BARRY ALLEN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 26, 2026 · Amount on File
Deed SaleFeb 26, 2026 · Amount on File
Prior SaleApr 24, 2025 · Amount on File
Deed Document Number2026022600157
Deed Book / Page14208 / 896
Record UpdatedJun 8, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateFeb 26, 2026
Property Address511 BROWN RD, CHATTANOOGA, TN 37421-3916
Document Number0000000157
Book / Page14208 / 896
Map ReferenceMB 128 PG 123
Instrument DateFeb 26, 2026
Instrument2026022600157
Transaction TypeTransfer
Record UpdatedMar 9, 2026
Title CompanyREALTY TITLE INC, REALTY T&E SVCS INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address511 BROWN RD, CHATTANOOGA, TN 37421-3916

Mortgage

Document Number0014208899
DateFeb 26, 2026
Instrument14208/899
Lender
NameTENNESSEE VALLEY FCU
TypeCredit Union
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2056

April 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateApr 24, 2025
Property Address511 BROWN RD, CHATTANOOGA, TN 37421-3916
Document Number0000000207
Book / Page13901 / 831
Map ReferenceMB 128 PG 123
Instrument DateApr 22, 2025
Instrument2025042400207
Transaction TypeTransfer
Record UpdatedJan 1, 2026
Title CompanyUNKNOWN, JONES TITLE COMPANY LLC

Transaction

AmountAmount on Record
Tax$199.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6118 AIRWAYS BLVD, CHATTANOOGA, TN 37421-2969
InvestorPossibly a Property Investor

Mortgage

Document Number0013901834
DateApr 24, 2025
Instrument13901/834
Lender
NameBARRY ALLEN
TypePrivate Party
Agreement
AmountAmount on Record
Term13 Months
DueMay 5, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 511 Brown Rd was $284, up 27.4% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$284.00 (+27.35%)$18,750 (+87.5%)$75,000 (+87.5%) Land $75,000
2024$223.00$10,000$40,000 Land $40,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 511 Brown Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims13 (1979–2009)
Claims Outside the SFHA4 of 13
Most Recent ClaimSep 2009 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 Brown Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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