511 Bluff View Ln, Swansboro, NC 28584 Property Records

Onslow County property record for 511 Bluff View Ln, Swansboro, NC 28584

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,412 sqft · built 2022
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$70,000 (Oct 2020)
Tax Bill	$3,653 (2026)
Deeds & Mortgages	Feb 2022 Construction Loan Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`1319C-137`

Property Details

APN / Parcel Number

Primary APN	`1319C-137`
Alternative APNs	`466018000` `151579`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,412 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Lot Area	20,909 sqft (0.48 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	466018000
Street Address	511 BLUFF VIEW LN
City	SWANSBORO
State	NC
Zip	28584-9533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20SF
Legal Description	L103 S2C HALLS CREEK N
Legal Subdivision	HALLS CREEK NORTH SECTION 2C
Legal Lot Number	103
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	3
Census Block	3020
Census Tract	105

Owner

511 Bluff View Ln is owned by two individuals who bought it in October 2020.

Source: Onslow County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	239 RIVER REACH DR, SWANSBORO, NC 28584-8682
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK & TRUST CO
Oct 28, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2020 · Amount on File
Deed Sale	Oct 28, 2020 · Amount on File
Prior Sale	Dec 30, 2010 · Amount on File
Deed Book / Page	5298 / 373
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	511 BLUFF VIEW LN, SWANSBORO, NC 28584-9533
Transaction Type	Mortgage
Record Updated	Oct 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056900407
Date	Feb 22, 2022
Book Page	5690/407

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2027
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	5.12%
Index	Other
Margin	3
Max Rate	8.12%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Oct 28, 2020
Property Address	511 BLUFF VIEW LN, SWANSBORO, NC 28584-9533
Document Number	0052980373
Book / Page	005298 / 000373
Instrument Date	Oct 16, 2020
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$140.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 RIVER REACH DR SWANSBORO NC 285848682, SWANSBORO, NC 28584-8682

Tax Assessment & Valuation

The 2026 property tax bill for 511 Bluff View Ln was $3,653.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Municipality	Swansboro Town
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,653.00	$494,650 Land $85,000 Building $409,650	$494,650 Land $85,000 Building $409,650
2023	$3,653.00	$363,492 Land $75,000 Building $288,492	$363,492 Land $75,000 Building $288,492

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 511 Bluff View Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 114 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	114 in force
Nearby Flood Claims	19 (1996–2018)
Claims Outside the SFHA	4 of 19
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 15 claims Severe Storms, Flooding, And Straight-line Winds, Sep 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 Bluff View Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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