St. Clair County property record for 511 Bernard Dr, Belleville, IL 62223
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,056 sqft · built 1967 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on File |
| Last Sale | $118,333 (May 2016) |
| Tax Bill | $2,515 (2025) |
| Deeds & Mortgages | Nov 2019 Loan Modification |
| APN | 07-15-0-200-021 |
| Primary APN | 07-15-0-200-021 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| Basement Area | 1,056 sqft |
| Unfinished Basement | 1,056 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Frame |
| Lot Area | 20,038 sqft (0.46 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|
| Street Address | 511 BERNARD DR |
|---|---|
| City | BELLEVILLE |
| State | IL |
| Zip | 62223-3210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLA HILLS LOT/SEC-11 A02495347 |
| Legal Subdivision | VILLA HILLS |
| Legal Block | 200 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | STOOKEY |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 503202 |
511 Bernard Dr is owned and occupied by an individual who bought it in May 2016.
Source: St. Clair County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 511 BERNARD DR, BELLEVILLE, IL 62223-3210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2016 · Amount on File |
| Deed Sale | May 23, 2016 · Amount on File |
| Prior Sale | Aug 25, 2015 · Amount on File |
| Deed Document Number | 20162495347 |
| Prior Transfer Date | Apr 7, 2015 |
| Prior Transfer Doc | 0002452233 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 511 BERNARD DR, BELLEVILLE, IL 62223-3210 |
| Document Number | 00A2639811 |
| Instrument Date | Nov 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 511 BERNARD DR BELLEVILLE IL 622233210, BELLEVILLE, IL 62223-3210 |
| Document Number | 00A2639811 |
|---|---|
| Date | Jan 21, 2020 |
| Instrument | 2639811 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | LAKE ZURICH, IL 60047 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 20, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
The 2025 property tax bill for 511 Bernard Dr was $2,515 with a homeowner's exemption.
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | Stookey Township |
| Secondary School District | Belleville Township High School District 201 (09 - 12) |
| Elementary School District | Harmony Emge School District 175 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,515.00 | $36,217 Land $6,692 Building $29,525 | $108,651 Land $20,076 Building $88,575 |
| 2022 | $29,302 Land $5,192 Building $24,110 | $87,906 Land $15,576 Building $72,330 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 511 Bernard Dr; there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 3 (1979–1986) |
| Most Recent Claim | Oct 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 511 Bernard Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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