511 Bernard Ave, Greensboro, MD 21639 Property Records

Caroline County property record for 511 Bernard Ave, Greensboro, MD 21639

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,385 sqft · built 1950
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Mar 2026)
Tax Bill	$3,061 (2026)
Deeds & Mortgages	Mar 2026 Sale Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-015366`

Property Details

APN / Parcel Number

Primary APN	`02-015366`
Alternative APNs	`2015366` `015366`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,385 sqft Total Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	015366
Street Address	511 BERNARD AVE
City	GREENSBORO
State	MD
Zip	21639-1440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	7,200 SF S/S BERNARD AVE GREENSBORO
Legal Subdivision	GOLDSBOROUGH & VANDEGRIFT RESUBDIVISION
Jurisdiction	CAROLINE MD
Township / Civil Division	2, GREENSBORO
Census Block Group	2
Census Block	2018
Census Tract	955100

Owner

Source: Caroline County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	511 BERNARD AVE, GREENSBORO, MD 21639-1440
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed, Transfer ROCKET CLOSE LLC
Sep 24, 2020	Deed, Transfer · Conventional Mortgage ON Q FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2026 · Amount on Record
Deed Sale	Mar 26, 2026 · Amount on Record
Prior Sale	Sep 24, 2020 · Amount on Record
Deed Book / Page	1778 / 320
Record Updated	Oct 29, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Mar 26, 2026
Property Address	511 BERNARD AVE, GREENSBORO, MD 21639-1440
Document Number	0017780320
Book / Page	1778 / 320
Map Reference	LB DRH 114 FO 12
Instrument Date	Mar 18, 2026
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	ROCKET CLOSE LLC

Transaction

Amount	Amount Recorded
Tax	$612.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	511 BERARD AVENUE, GREENSBORO, MD 21639-1440

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Sep 24, 2020
Property Address	511 BERNARD AVE, GREENSBORO, MD 21639-1440
Document Number	0014400233
Book / Page	1440 / 233
Map Reference	LB DRH114 FO 12
Instrument Date	Sep 18, 2020
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	EVANS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	23 LAKE DR, SMYRNA, DE 19977-1453

Mortgage

Document Number	0001440238
Date	Sep 24, 2020
Instrument	1440/238

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Municipality	Greensboro Town
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,061.00 (+4.4%)	$180,933 (+5.64%)	$190,600 (-) Land $29,900 Building $160,700
2025	$2,932.00 (+14.49%)	$171,267 (+15.83%)	$190,600 (+17.95%) Land $29,900 Building $160,700
2023	$2,561.00	$147,867	$161,600 Land $29,900 Building $131,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	27 (1999–2024)
Claims Outside the SFHA	7 of 27
Most Recent Claim	May 2024 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 19 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GREENSBORO serves 1,878 people · EPA ID MD0050003
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband, Choptank Fiber.

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